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FIAT24 CARD (STANDARD)

Virtual Mastercard debit on Arbitrum blockchain; no cashback, no monthly fee, 20k EUR/month spend limit for Standard NFT holders

Status: Active

Issued by Fiat24

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FIAT24 CARD (STANDARD)
No back image available
STANDARD
Max Cashback No cashback rewards
Fee Free
Card Use Personal
Self Reported
What is this?

Card Overview

Custody Type
non-custodial
Card Type
debit
Material
Plastic
KYC
Full

Pros

No issuance fee for 8-digit NFT (Standard) accounts
Free FX/money exchange between supported currencies (EUR, CHF, USD, RMB)
No staking or F24 token holding required for Standard tier
Supports Apple Pay, Google Pay, Samsung Pay
Card valid for 5 years with auto-renewal

Cons

No cashback or traditional rewards on spending
1.0% crypto top-up fee for Standard tier (vs 0.5% Premium, 0.25% Ultimate)
Standard users cannot receive bank transfers from third parties (effective Jan 2025)
Virtual card only — no physical card
Low monthly spend limit (20,000 EUR/month) vs Premium/Ultimate tiers
Refund processing fee of 1 EUR/USD/CHF per transaction (from May 2026)

Rewards & Staking

Max Cashback
No cashback rewards
On eligible purchases
Reward Token
N/A
Paid out monthly
Staking APY
N/A
On staked assets

Reward specifics

Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A

Staking & Requirements

Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

FIAT24 CARD (STANDARD)

FIAT24 CARD (STANDARD)

Self Reported

Rates autofilled from this card

Monthly spend $1,000
Spent abroad (FX) 15%
Rates
Cashback 0% FX 0%

Net value / year

$0

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

$0

FX cost

$0

Load fee

$0

Fees

$0

Apply for FIAT24 CARD (STANDARD) Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

Arbitrum
Arbitrum
Mantle
Mantle

Tokens

EUR
EUR
CHF
CHF
USD
USD
RMB
RMB

Card Options

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Free
FX Fee Free
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee N/A
Top Up Fee N/A
Liquidation Fee N/A
Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit 10,000 EUR/day
Monthly Spend Limit 20,000 EUR/month
ATM Withdrawal Limit N/A
Free ATM Limit N/A
Max Balance N/A
Min Balance N/A
Top Up Limits N/A

Technical Features

Integrations

Apple Pay
Google Pay
Contactless

Security

2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking

App & Usability

Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator

Advanced & Global

Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details

Crypto Capabilities

Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No

Funding & Withdrawals

On Ramp
Available
Funding Options
bank_transfer crypto_top_up
Off Ramp
Not Available

Operations & Support

Support Channels

Support Tier N/A
Support Type telegram_bot, in_app_support, web_support
Hours N/A
Dedicated Manager No
Response SLA N/A

Geographic Availability

KYC Requirements

Full
Email ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Required

Geographic Availability

Available
Restricted
Not available
1 country
View country list (1 country)
Eu

Markets where this card can be used. Hover red regions for the restriction reason.

Region Restrictions

Markets where this card is unavailable, with the reason

  • IR Nationality in Iran not eligible
  • KP Nationality in North Korea not eligible
  • RU Nationality in Russia not eligible
  • US US Persons explicitly excluded

Sources & Provenance

Official · 41

41 source citations across 41 fields, captured during the latest research run.

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Community

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Quick Answers

Frequently asked questions about FIAT24 CARD (STANDARD)

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

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Funding Methods

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