How do I apply for a KuCard?

KuCard currently supports VISA. KuCard VISA is only available to citizens and residents of the European Economic Area (EEA) (except Malta). To be eligible, you must pass Identity Verification using a valid EEA-issued ID or passport.

What information is needed for identity verification for KuCard?

To comply with financial regulations and protect you from fraud, we may need to ask you for information such as: passport information, ID card information, proof of address, etc.

Which currencies does KuCard support?

We support 54 cryptocurrencies (including USDC, BTC, ETH, XRP, SOL, and LTC) and one fiat currency (EUR).

Do I need to wait for my physical KuCard before I can start using KuCard services and products?

You can immediately start using your virtual KuCard for purchases.

KU CARD (VIRTUAL)

Status: Active

Issued by Ku

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

Want to earn xCURAT points? Sign In & Apply

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No back image available

VIRTUAL

Self Reported

What is this?

Card Overview

Custody Type

custodial

Card Type

debit

Material

Virtual & Plastic

KYC

Standard

Pros

OFFER FREE VIRTUAL CARD

UP TO 8.5% CASHBACK

MULTI BLOCKCHAIN SUPPORT

Payments in 54 Cryptocurrencies

ATM Cash Withdrawal

Cons

2% FX fee on non-EUR transactions

€2.00 ATM fee within Europe

Annual fee of €10

Inactivity fee of 2 USDC/month after 90 days with no transactions

EEA residents only (excluding Malta)

Cashback caps per tier limit maximum monthly earnings

Rewards & Staking

Max Cashback

8.5%

On eligible purchases

Reward Token

KCS

Paid out in KCS

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap €40 (KCS loyalty K4 tier); lower tiers: €10 (K1), €20 (K2), €25 (K3)

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token KCS

Min Stake Amount Minimum 1 KCS; higher tiers based on ratio of staked KCS to total assets (K1: ≤1%, K2: 1-5%, K3: 5-10%, K4: >10%)

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

KU CARD (VIRTUAL)

Self Reported

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Rewards paid in KCS, a volatile token whose USD value can swing.

Apply for KU CARD (VIRTUAL) Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

ARBITRUM

ETHEREUM

SOLANA

TRON

Tokens

EUR

USDT

USDC

BTC

ETH

XRP

KCS

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance FREE

Replacement N/A

Physical Card

Material Plastic

Issuance €9.99

Shipping Free

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure N/A

FX Fee 2%

ATM Withdrawal €2.00 per withdrawal (Europe); 2% + €2.00 (International)

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit N/A

Monthly Spend Limit N/A

ATM Withdrawal Limit N/A

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type help_center, support_ticket, customer_support

Hours 24/7

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Restricted

Not available

1 country

View country list (1 country)

Markets where this card can be used. Hover red regions for the restriction reason.

Region Restrictions

Markets where this card is unavailable, with the reason

FR temporarily not open for application
NL temporarily not open for application

Sources & Provenance

Official · 31

31 source citations across 31 fields, captured during the latest research run.

Customer Reviews

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Community

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Quick Answers

Frequently asked questions about KU CARD (VIRTUAL)

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

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KU CARD (PHYSICAL)

Up to 8.5% back

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Earn 50 xCURAT points. T&Cs

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Claim 50 xCURAT points upon application!

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