TAP CARD (PLUS)

Status: Active

Issued by Tap

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TAP CARD (PLUS)
No back image available
PLUS
Max Cashback 1.5%
Fee free
Card Use N/A

Card Overview

Custody Type
custodial
Card Type
debit
Material
Plastic
KYC
Standard
Tap Card Plus is the second tier of Tap's Mastercard crypto debit card. Requires €300 XTP locked. Offers 1.5% cashback (paid in XTP, locked 1 year), €15,000 monthly spending limit, €500 free monthly ATM withdrawals, and a 1.49% trading fee. Available across EEA, UK, US and select territories.

Pros

Buy & sell crypto easily
UP TO 8% CASHBACK
SUPPORT MULTIPPLE BLOCKCHAIN/Token
Multi-currency
Send, spend, trade and grow your money, all in one place.

Cons

need XTP Lockup for premium tiers
CUSTODIAL
NO APR / YIELD

Rewards & Staking

Max Cashback
1.5%
On eligible purchases
Reward Token
N/A
Paid out monthly
Staking APY
N/A
On staked assets

Reward specifics

Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A

Staking & Requirements

Required Token XTP
Min Stake Amount €300
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A

Supported Assets

Chains

btc
BITCOIN
eth
ETHEREUM
More
More
matic
POLYGON
sol
SOLANA

Card Options

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure free
FX Fee NOT DISCLOUSED
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee N/A
Top Up Fee N/A
Liquidation Fee N/A
Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit N/A
Monthly Spend Limit €15,000
ATM Withdrawal Limit N/A
Free ATM Limit €500
Max Balance N/A
Min Balance N/A
Top Up Limits N/A

Technical Features

Integrations

Apple Pay
Google Pay

Security

2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking

App & Usability

Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator

Advanced & Global

Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details

Crypto Capabilities

Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No

Funding & Withdrawals

On Ramp
Not Available
Off Ramp
Not Available

Operations & Support

Support Channels

Support Tier N/A
Support Type N/A
Hours N/A
Dedicated Manager No
Response SLA N/A

Geographic Availability

KYC Requirements

Standard
Email ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required

Geographic Availability

Available
Restricted
Not available
43 countries
View country list (43 countries)
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Markets where this card can be used. Hover red regions for the restriction reason.

Region Restrictions

Markets where this card is unavailable, with the reason

  • Asia Not yet available
  • South America Not yet available

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Quick Answers

Frequently asked questions about TAP CARD (PLUS)

Direct answers to the questions people ask most before they compare or apply for this card.

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