What is Bybit Card?
The Bybit Card is a Mastercard debit card issued by Bybit, one of the world's leading crypto exchanges. It lets users spend BTC, ETH, XRP, USDT, USDC, TON, MNT, BNB, and fiat directly from their Bybit account. The...
Bybit Card
Up to 10% cashback on crypto spending — no annual fees
Status: Live
Issued by 
BYBIT
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Card Overview
Custody Type
custodial
Card Type
Debit Card
Material
Virtual & Plastic
KYC
Standard
The Bybit Card is a Mastercard debit card issued by Bybit, one of the world's leading crypto exchanges. It lets users spend BTC, ETH, XRP, USDT, USDC, TON, MNT, BNB, and fiat directly from their Bybit account. The card supports both virtual and physical formats, is compatible with Apple Pay, Google Pay, and Samsung Pay, and is accepted at millions of merchants worldwide.
Cardholders earn 2%–10% cashback in USDT, with higher tiers unlocked through VIP status or monthly spending. Additional perks include 100% rebates on Netflix, Spotify, Amazon Prime, ChatGPT, and TradingView subscriptions for eligible VIP users, plus up to 8% APR on card balances via Auto-Earn.
There are no annual fees, no inactivity fees, and no card cancellation fees. Free ATM withdrawals up to $100 per month, with a 2% fee thereafter.
Pros
Low foreign exchange fees
Integration with 'Auto-Earn' allows spending from interest-bearing savings.
High cashback potential (up to 10%) for high spenders/VIPs.
Supports wide range of assets including TON and MNT.
100% rebates on selected partners
2% to 10% cashback rewards on everyday spending
Compatible with Apple Pay, Google Pay, and Samsung Pay
Earn up to 8% APR on idle funds with Auto-Earn
Cons
High cashback offered only for multi-million dollar accounts
Poor customer service
Foreign Exchange (FX) fee of 0.5%+ applies to foreign currency transactions.
Crypto conversion fee of 0.9% applies if not spending fiat directly.
ATM free withdrawal limit is low (~100 EUR/USD) compared to competitors.
Complex tier system requiring high spend/VIP for meaningful rewards.
Bybit Card is available in EEA countries, Australia, APAC region, Georgia, Kazakhstan, Mexico, Argentina, Brazil, Philippines, Singapore, Thailand, Vietnam, and Indonesia. Card issuance requires Bybit account verification (KYC Level 2 - ID + address proof). Auto-Earn feature allows up to 8% APR on card balances.
Rewards & Staking
Max Cashback
10%
On eligible purchases
Reward Token
USDT
Paid out in USDT
Staking APY
N/A
On staked assets
Tier Comparison
T&C
| Tier Name | Staking | Cashback | Perks |
|---|---|---|---|
| Base | 0 | 2%% | |
| Beta | 0 | 2%% | |
| Alpha | 0 | 4%% | |
| Apex | 0 | 6%% | |
| Omega | 0 | 8%% | |
| Infinite | 0 | 10%% |
Reward specifics
Boost Multiplier N/A
Monthly Cap $5 (base), $600 (VIP)
Payout Frequency N/A
Welcome Bonus Up to $150 cashback in first 30 days (new users)
Referral Bonus Varies by promotion; check Bybit referral program
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount $0.00
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
Merchant Rebates
Netflix, Spotify, Amazon Prime, ChatGPT, TradingView
Monthly rebate for VIP 1+ users; capped per plan limits
Supported Assets
Chains
Tokens
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Card Options
Virtual Card: Instant digital issuanceVirtual Card
Issuance Free
Replacement N/A
Physical Card
Material Plastic
Issuance 5 EUR/USD (EEA & AIFC); 29.99 USD (Australia)
Shipping Free
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
Fee Structure Forever Free
FX Fee 0.5% (EEA/CH); 1% (Australia/APAC); 2% (AIFC); 7% (Argentina)
ATM Withdrawal 2% after €100/mo free
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee None
Top Up Fee Free (crypto deposit); 1.5% (card top-up)
Liquidation Fee 0.9%
Custody Fee None
Usage Limits & requirements
Daily Spend Limit €5,000
Monthly Spend Limit €50,000
ATM Withdrawal Limit €2,000/day (EEA); $600/day (Australia)
Free ATM Limit €100/month
Max Balance $100,000
Min Balance $0
Top Up Limits $50 - $25,000
Technical Features
Integrations
Contactless
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance Yes
Self Custody No
Dual Mode (Switch) No
Funding & Withdrawals
On Ramp
AvailableFunding Options
Card Payment Bank Transfer
On-Ramp Fees
1.5% (card); free (bank transfer)
Bybit Card supports crypto deposits from all major chains. Fiat top-up available via bank transfer or debit/credit card. Off-ramp via bank transfer or internal Bybit account transfer.
Off Ramp
AvailableOff-Ramp Options
Bank Transfer
Stablecoin Offramp
Supported Stablecoins
USDT, USDC
Off-Ramp Fees
Free (to Bybit account); fees vary for external
Operations & Support
Support Channels
Support Tier standard
Support Type Live Chat, Email
Hours 24/7
Dedicated Manager No
Response SLA <24 hours
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Supported Countries of Residence
Available
Not available
37
countries
View country list (37 countries)
ArgentinaAustraliaAustriaBelgiumBrazilBulgariaCyprusCzechia (Czech Republic)DenmarkEstoniaFinlandGeorgiaGermanyGreeceHungaryIndonesiaItalyKazakhstanLatviaLithuaniaLuxembourgMaltaMexicoNetherlandsNorwayPhilippinesPolandPortugalSan MarinoSingaporeSlovakiaSloveniaSpainSwedenSwitzerlandThailandVietnam
Countries where cardholders can reside to be eligible for this card
Serviceable Coverage Countries
Available
Not available
188
countries
View country list (188 countries)
AlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Countries where the card can be used for transactions
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Community
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Frequently asked questions about Bybit Card
Direct answers to the questions people ask most before they compare or apply for this card.
What rewards does Bybit Card offer?
Bybit Card offers up to 10% cashback, rewards are paid in USDT, reward caps can reach $5 (base), $600 (VIP), welcome bonus: Up to $150 cashback in first 30 days (new users).
What fees does Bybit Card charge?
Key charges include fee model: Forever Free, FX fee: 0.5% (EEA/CH); 1% (Australia/APAC); 2% (AIFC); 7% (Argentina), ATM fee: 2% after €100/mo free.
Where is Bybit Card available?
Bybit Card is available in Albania, Algeria, and Andorra, plus 185 more markets, current status: Live.
Which assets can you spend with Bybit Card?
Bybit Card supports BTC, ETH, XRP, USDT, and USDC, plus 4 more assets for spending, supported chains include Bitcoin, Ethereum, Toncoin, and Mantle.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
Review the official legal details for Bybit Card on their website.
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