Question 1

What is Curat?

Accepted Answer

Curat is a comprehensive comparison platform for crypto cards and neobanks. We help you find the perfect financial products by comparing rewards, fees, benefits, and features from leading providers worldwide. Our goal is to empower you to make informed decisions and maximize your crypto spending benefits.

Question 2

Is Curat free to use?

Accepted Answer

Yes, Curat is completely free for users. You can browse, compare, and filter card options without any subscription fees. We may earn a commission from affiliate links when you sign up for a card through our platform, which helps us maintain and improve our services.

Question 3

How do I choose the right crypto card?

Accepted Answer

Choosing the right card depends on your personal spending habits and goals. Consider factors such as: Rewards Type: Do you prefer cashback, crypto rewards, or xCURAT points? Fees: Check for annual fees, foreign transaction fees, and ATM withdrawal limits. Staking: Some cards require staking native tokens for better perks. Region: Ensure the card operates in your country. Use our 'Compare Cards' tool to filter based on these criteria.

Question 4

Do I need to stake tokens to get a crypto card?

Accepted Answer

Not necessarily. While many premium tiers (like Crypto.com or Plutus) require staking their native tokens to unlock higher cashback rates and perks (e.g., Netflix/Spotify rebates), there are many entry-level cards that require no staking and still offer competitive rewards.

Question 5

What currencies can I spend?

Accepted Answer

Most crypto cards allow you to spend major cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), USDT, and USDC. The card provider typically converts your crypto to fiat currency (USD, EUR, GBP, etc.) at the moment of purchase, or allows you to pre-load a fiat balance using your crypto.

Question 6

Are crypto cards safe to use?

Accepted Answer

Yes, crypto cards from reputable providers are generally safe. They function like traditional Visa or Mastercard debit/credit cards and come with similar security features like EMV chips, PIN protection, and fraud monitoring. Additionally, the funds held in your card app are often regulated by financial authorities depending on the jurisdiction.

Question 7

What happens if I lose my card?

Accepted Answer

If your card is lost or stolen, you should immediately freeze it through the provider's mobile app or website. Most providers offer an instant 'Freeze' feature. Once frozen, you can request a replacement card. Your funds usually remain safe in your wallet app, separate from the physical card authorization.

Question 8

How can I get my card listed on Curat?

Accepted Answer

We welcome new providers! Visit our 'Get Listed' page found in the footer, or contact our partnership team. You'll need to provide details about your card's fees, rewards structure, and supported regions. We review all submissions to ensure they meet our quality and transparency standards.

Question 9

Is Curat a bank or card issuer?

Accepted Answer

No. Curat is a global discovery and comparison platform. We do not issue cards, hold funds, or provide financial services. We aggregate data from 100+ providers to help you find the best card for your needs, then redirect you to the official provider to apply.

Question 10

Does Curat earn referral revenue?

Accepted Answer

Yes, we value transparency. When you use our links to sign up for a card, we may earn a referral fee. This comes at no extra cost to you—and in some cases, using our link might unlock special bonuses. This revenue supports our research team in keeping data accurate.

Question 11

Who is Curat built for?

Accepted Answer

Curat is designed for both crypto-natives and beginners. Whether you need a card that supports specific stablecoins, works in your region, offers high cashback, or has low FX fees for travel, our filters help you find the perfect match without spending hours researching.

Question 12

Are card details guaranteed to be accurate?

Accepted Answer

We strive for 100% accuracy and our research team updates data daily. However, crypto card providers frequently change their terms, fees, and reward tiers. We verify details regularly, but we always recommend double-checking the provider's official terms before applying.

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