Best Crypto Cards for Cashback
Cashback is the single most-compared number on a crypto card, and the single most gamed. Headline rates often hide staking requirements, monthly caps, or rewards paid in an illiquid token. This list ranks cards by the rate you can realistically earn, with the strings spelled out next to every pick.
Every card here is pulled from the same dataset that powers our card explorer. It covers 352 cards with per-field source attribution and is re-checked on every editorial pass.
- #1 Best self-custody cashback in the EUBC
BleapBLEAP CARD
- Base / max cashback
- 1% / up to 20%
- Reward currency
- USDC
- FX fee
- 0%
- Cost
- Free issuance, no monthly fee
Curat's takeBleap pays a straight 1% base in USDC, a stablecoin rather than a house token, and merchant boosts push the ceiling to 20%. Add 0% FX and no issuance or monthly fee, and it's the rare cashback card where the reward isn't quietly clawed back elsewhere. Funds stay in a wallet you control. The trade-off is EU-only availability.
- #2 Best cashback with global reachOC
OobitOOBIT CARD
- Base / max cashback
- 5% / up to 10%
- Reward currency
- USDT / USDC
- Availability
- Global incl. US, EU, UK
- FX fee
- Up to 3%
Curat's takeOobit's 5% base rate is the highest unconditional starting rate on this list, paid in USDT (USDC for EEA users), with promos reaching 10%. It's available across the US, EU and UK, which almost nothing else in the top tier manages. Watch the FX fee. Up to 3% on foreign-currency spend can eat the reward on travel.
- #3 Best exchange-backed cashbackWN
WhitebitWHITEBIT NOVA CARD
- Base / max cashback
- 1% / up to 10%
- Reward currency
- BTC or WBT
- FX fee
- 1%
- Cost
- Free issuance, no monthly fee
Curat's takeWhiteBIT's Nova card starts at 1% and scales to 10% with the exchange's activity tiers, paid in BTC or WBT. Your pick matters, since BTC keeps the reward liquid. Free to issue, free monthly, and a modest 1% FX fee. The usual CEX caveat applies: rates track your exchange tier, so the top rate assumes real volume.
- #4 Best cashback with light KYCKC
KardpayKARDPAY CARD
- Max cashback
- 8% (KDY staking)
- FX fee
- 0%
- KYC
- Light
- Issuance
- $28
Curat's takeKardPay combines an 8% ceiling with 0% FX and a lighter onboarding flow than most rivals. The catch is the reward engine: hitting the top rate requires staking KDY, the platform's own token, so your effective yield moves with its price. The $28 issuance fee pays back quickly at these rates if you actually spend through it.
- #5 Best cashback for KuCoin usersKC
- Base / max cashback
- 1% / up to 8.5%
- Reward currency
- KCS
- Staking
- KCS required for top tiers
- Cost
- Free virtual issuance
Curat's takeThe virtual Ku Card is free to issue and pays 1% base, stretching to 8.5% for users staking KCS. Rewards land in KCS, so treat the top rate as a bet on the token as much as a rebate. For anyone already deep in the KuCoin ecosystem it's close to free money; for everyone else, mid-list rates with a 2% FX fee.
- #6 Best cashback in Spain & Southern EuropeBC
Bit2meBIT2ME CARD
- Base / max cashback
- 0.25% / up to 7%
- Reward currency
- B2M
- Cost
- Virtual free · physical €20
- Conversion fee
- 0.95% from crypto wallet
Curat's takeBit2Me pays 0.25% to 7% depending on loyalty tier, in B2M token, with a free virtual card and no monthly fee. Its crypto-wallet spend fee of 0.95% is one of the more honest conversion rates among EU exchange cards. Strong pick if you're in its core Spanish-speaking markets; the physical card costs €20 at lower levels.
Frequently asked questions
Informational only. Not financial advice. Card terms change; verify with the provider before applying. Curat may earn a commission from apply links, which never affects how lists are ranked.