How does COCA Wallet guarantee the best rates?

Our advanced routing engine scans, compares, and delivers unbeatable crypto prices by leveraging 17 onramps and 182 local payment methods. This ensures you always get the best rates when trading or converting your cryptocurrency.

How does the Non-Custodial Debit & Virtual Card work?

COCA Wallet offers both physical and virtual cards allowing you to spend your stablecoins and cryptocurrency at over 40 million merchants across 200+ countries. The non-custodial nature ensures that you have zero third-party risks and complete control over your funds at all times.

Are COCA Wallet's Virtual and Physical Cards available worldwide?

Our Virtual and Physical Cards are currently available in the UK, EEA, and various countries across APAC, LATAM, and other regions, with plans to expand further soon. Want to check availability in your area? Simply open the app to find out!

What’s the cashback cap?

Each tier offers a higher cashback rate on eligible purchases up to a monthly spending limit. After that limit, all additional spending earns 1% cashback. (See tier details for exact caps.)

COCA CARD (STARTER)

No commitment, no staking. Just start using COCA and get rewarded from day one.

Status: Active

Issued by Coca

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

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No back image available

STARTER

Self Reported

What is this?

Card Overview

Custody Type

non-custodial

Card Type

debit

Material

Plastic

KYC

Standard

Pros

NO ANNUAL FEE

True non-custodial card

Virtual + physical card

%0 FX free for all Tier

50% rebate on popular subscriptions

APY on USD balance

EUR IBAN for SEPA transfers

Fee-free ATM withdrawals

High spending limits

Up to 8% cashback

Strong security model

EEA + UK availability

APY on card balance

Cons

Cashback system is tier-based

Staking required for top rewards

Tokens locked, no partial unstake

Cashback capped, drops after limit

Many payments earn no cashback

Plastic card costs $5 for lower tiers

Card not available in US or Canada

Rewards & Staking

Max Cashback

On eligible purchases

Reward Token

N/A

Paid out monthly

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount 0

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

COCA CARD (STARTER)

Self Reported

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Apply for COCA CARD (STARTER) Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

AVALANCHE

Base

ETHEREUM

POLYGON

Tokens

USDT

USDC

Card Options

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Free

FX Fee 0%

ATM Withdrawal Free up to $250/month, 2% thereafter

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit 30,000 EUR

Monthly Spend Limit 30,000 EUR

ATM Withdrawal Limit 850 EUR/day; 5,000 EUR/month

Free ATM Limit $250/month

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Contactless

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Available

Funding Options

Card onramp (Visa/Mastercard/Apple Pay) Bank transfer (IBAN/EasyBank) Pix (Brazil)

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

75 countries

View country list (75 countries)

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Markets where this card can be used. Hover red regions for the restriction reason.

Sources & Provenance

Official · 33

33 source citations across 33 fields, captured during the latest research run.

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Community

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Quick Answers

Frequently asked questions about COCA CARD (STARTER)

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.