COCA CARD
Status: Active
Issued by COCA
Curat Loyalty Bonus
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Card Overview
Custody Type
NON CUSTODIAL
Card Type
VIRTUAL AND PHYSICAL CARD
Material
Virtual
KYC
Standard
Learn about the COCA Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, Pros & Cons, and FAQs.
Pros
True non-custodial MPC wallet via Privy
High cashback (up to 8%) with transparent monthly allowances and stablecoin payouts
50% rebate on popular subscriptions (Netflix, Spotify, ChatGPT, Amazon Prime, Disney+, Midjourney)
5% APY on USD balance with real-time accrual, no lock-ups
Free virtual card for all tiers; free plastic for Premium+
Apple Pay and Google Pay integration
EUR IBAN for SEPA transfers (salary, payments)
Free ATM withdrawals up to $200/month
0% FX on direct pairs
Available across ~70 countries including EEA, Asia, LATAM, Africa, Middle East
Cons
Higher cashback tiers require significant $COCA token holdings (up to $47K for Elite), tokens are locked
Monthly spending cap per tier (excess spending drops to 1%)
EUR balances earn zero APY (USD only)
Plastic card costs $5 for Starter, Standard, Standard+
30-day cooldown to unstake $COCA and cancel tier
Cashback excludes PayPal, Revolut, Wise, Venmo, and 40+ MCC codes
Card not available in US or Canada
KYC required for card activation
Source Data
Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.
STARTER
W BONUS NONE
REG FEE / REQ FREE
CASHBACK 1%
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visaVisa
BLOCKCHAIN ethereumETHEREUMbaseBASEavalancheAVALANCHEpolygonPOLYGONMore
REGION UKEUGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $200
DAILY LIMIT $30,000
Compare all tiers
| Detail | STARTER | STANDARD | STANDARD+ | PREMIUM | PREMIUM+ | ELITE |
|---|---|---|---|---|---|---|
| W BONUS | NONE | NONE | NONE | NONE | NONE | NONE |
| REG FEE / REQ | FREE | 300 $COCA | 1,000 $COCA | 3,000 $COCA | 10,000 $COCA | 30,000 $COCA |
| CASHBACK | 1% | 3% | 4% | 5% | 6% | 8% |
| NEED KYC | YES | YES | YES | YES | YES | YES |
| FX FEE | 0% | 0% | 0% | 0% | 0% | 0% |
| APR / YIELD | YES | YES | YES | YES | YES | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | visa, Visa | visa, Visa | visa, Visa | visa, Visa | visa, Visa | visa, Visa |
| BLOCKCHAIN | ethereum, ETHEREUM, base, BASE, avalanche, AVALANCHE, polygon, POLYGON, More | ethereum, ETHEREUM, base, BASE, avalanche, AVALANCHE, polygon, POLYGON, More | ethereum, ETHEREUM, base, BASE, avalanche, AVALANCHE, polygon, POLYGON, More | ethereum, ETHEREUM, base, BASE, avalanche, AVALANCHE, polygon, POLYGON, More | ethereum, ETHEREUM, base, BASE, avalanche, AVALANCHE, polygon, POLYGON, More | ethereum, ETHEREUM, base, BASE, avalanche, AVALANCHE, polygon, POLYGON, More |
| REGION | UK, EU, GLOBAL | UK, EU, GLOBAL | UK, EU, GLOBAL | UK, EU, GLOBAL | UK, EU, GLOBAL | UK, EU, GLOBAL |
| WALLET TYPE | NON CUSTODIAL | NON CUSTODIAL | NON CUSTODIAL | NON CUSTODIAL | NON CUSTODIAL | NON CUSTODIAL |
| MOBILE PAY | YES | YES | YES | YES | YES | YES |
| BANK TRANSFER | YES | YES | YES | YES | YES | YES |
| ATM LIMIT | $200 | $200 | $200 | $200 | $200 | $200 |
| DAILY LIMIT | $30,000 | $30,000 | $30,000 | $30,000 | $30,000 | $30,000 |
Rewards & Staking
Max Cashback
1%
On eligible purchases
Reward Token
N/A
Payout details not disclosed
APR / Yield
YES
See provider for terms
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus NONE
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
ROI Calculator
What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.
Inputs
COCA CARD
Rates autofilled from this card
Monthly spend $1,000
Spent abroad (FX) 15%
Rates
Cashback 0% FX 0%
Net value / year
$0
$0 / month · +0.00% effective
Effective rate
+0.00%
Break-even spend
Any spend
Cashback
$0
FX cost
$0
Load fee
$0
Fees
$0
Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.
Supported Assets
Chains
Card Options
Virtual Card: Instant digital issuanceVirtual Card
Issuance N/A
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
REG FEE / REQ FREE
FX Fee 0%
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee N/A
Top Up Fee N/A
Liquidation Fee N/A
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit $30,000
Monthly Spend Limit N/A
ATM Withdrawal Limit $200
Free ATM Limit N/A
Max Balance N/A
Min Balance N/A
Top Up Limits N/A
Technical Features
Integrations
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account N/A
Account Type N/A
Direct Deposit N/A
Bill Pay N/A
Instant Issuance N/A
Self Custody Yes
Dual Mode (Switch) N/A
Funding & Withdrawals
On Ramp
Not AvailableOff Ramp
Not AvailableOperations & Support
Support Channels
Support Tier N/A
Support Type N/A
Hours N/A
Dedicated Manager No
Response SLA N/A
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Geographic Availability
Available
Not available
76
countries
View country list (76 countries)
AndorraArgentinaAustraliaAustriaAzerbaijanBelgiumBrazilBulgariaChileColombiaCroatiaCyprusCzech RepublicDenmarkEcuadorEl SalvadorEstoniaFinlandFranceGeorgiaGermanyGhanaGibraltarGreeceGuernseyHong KongHungaryIcelandIndonesiaIrelandIsle of ManIsraelItalyJapanJerseyKazakhstanKenyaLatviaLiechtensteinLithuaniaLuxembourgMacaoMalaysiaMaltaMexicoMoldovaMonacoMontenegroNetherlandsNew ZealandNigeriaNorwayOmanPanamaPeruPhilippinesPolandPortugalRomaniaSaudi ArabiaSlovakiaSloveniaSouth AfricaSouth KoreaSpainSwedenSwitzerlandTaiwanThailandTurkeyUgandaUkraineUnited Arab EmiratesUnited KingdomUzbekistanVietnam
Markets where this card can be used. Hover red regions for the restriction reason.
Excluded Regions
Regions where this card is not available
AfghanistanNorth KoreaDRCEritreaLibyaSomaliaSouth SudanSudanYemenIraqIranCubaSyriaMaliCARGuinea-BissauLebanon + UN/US sanctioned countries
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Frequently asked questions about COCA CARD
Direct answers to the questions people ask most before they compare or apply for this card.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
Funding Methods
Bank Transfer
Your key to 1% rewards.
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