What is Exa Card?
The Exa Card is a global, non-custodial virtual Visa card that allows users to spend credit backed by their crypto assets. Built on the Exactly Protocol, it enables users to keep their crypto earning yield while...
Exa Card
Status: Active
Issued by 
Exa
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Card Overview
Custody Type
Wallet
Card Type
debit
Material
Plastic
KYC
Standard
The Exa Card is a global, non-custodial virtual Visa card that allows users to spend credit backed by their crypto assets. Built on the Exactly Protocol, it enables users to keep their crypto earning yield while spending, offering fixed-rate installment repayment options. It operates in two modes: 'Pay Now' (debit-like deduction from balance) and 'Installments' (credit borrowing against collateral). Users deposit assets (ETH, OP, USDC, etc.) to earn variable yield and use them as collateral to borrow USDC at fixed rates for purchases.
Pros
NO ANNUAL FEE
SUPPORT MULTIPPLE BLOCKCHAIN
self custody
DEBIT AND CREDIT MODE
Withdraw cash from NFC-enabled ATM
Cons
NO PHYSICAL CARD
NO IBAN/Swift support
NOT AVAILABLE IN EU
Rewards & Staking
Max Cashback
No cashback rewards
On eligible purchases
Reward Token
N/A
Paid out monthly
Staking APY
N/A
On staked assets
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
Supported Assets
Chains
Card Options
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
Fee Structure Forever Free
FX Fee 0%
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee None
Top Up Fee Free
Liquidation Fee Free
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit NOT DISCLOSED
Monthly Spend Limit N/A
ATM Withdrawal Limit N/A
Free ATM Limit $0
Max Balance N/A
Min Balance N/A
Top Up Limits N/A
Technical Features
Integrations
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No
Funding & Withdrawals
On Ramp
Not AvailableOff Ramp
Not AvailableOperations & Support
Support Channels
Support Tier Basic
Support Type Email
Hours 24/7
Dedicated Manager No
Response SLA <24 hours
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Supported Countries of Residence
Worldwide / Global Coverage
Countries where cardholders can reside to be eligible for this card
Serviceable Coverage Countries
Available
Not available
188
countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Countries where the card can be used for transactions
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Frequently asked questions about Exa Card
Direct answers to the questions people ask most before they compare or apply for this card.
What fees does Exa Card charge?
Key charges include fee model: Forever Free, FX fee: 0%.
Where is Exa Card available?
Exa Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Active.
Which assets can you spend with Exa Card?
supported chains include Multi-chain.
Does Exa Card require KYC or staking?
KYC level: Standard, staking is not required, custody model: Wallet.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
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