Fold Card

Q: What rewards does Fold Card offer?

Fold Card offers up to 10% cashback, rewards are paid in BTC.

Q: What fees does Fold Card charge?

Key charges include fee model: $100/Year, FX fee: 3%, ATM fee: $2.50.

Q: Where is Fold Card available?

Fold Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Active.

Q: Which assets can you spend with Fold Card?

supported chains include Bitcoin.

Status: Active

Issued by Fold

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

Want to earn xCURAT points? Sign In & Apply

Apply Now Compare Card

No back image available

Standard / Fold+

Card Overview

Custody Type

custodial

Card Type

prepaid

Material

Plastic

KYC

Standard

Fold Card is designed for Bitcoin enthusiasts, offering sats back on every purchase. Credit card launching 2025 with up to 10% at select merchants.

Pros

Apple Pay enabled

USA checking account

Fun gamified experience, daily spins to win some sats

Bitcoin Rewards

Spin Wheel

Bill Pay

Buy and sell bitcoin with zero fees

Up to 1.5% back with ACH bill pay rewards

Gift card rewards and up to 15% back on merchant boosts

1.5% back on categories like dining and travel

NO ANNUAL FEE - Free tier

AVAILABLE GLOBALLY

$20 BONUS

Buy bitcoin with zero fees

Earn rewards on everything

Cons

No cashback on the free plan

Only BTC supported, plus cannot deposit BTC, can only buy it on Fold

High Annual fee / FOLD+ TIER

NO IBAN/Swift support

CUSTODIAL

HIGH FX FEE

NO CASHBACK

NO APR / YILED

LOW ATM LIMIT

Rewards & Staking

Max Cashback

10%

On eligible purchases

Reward Token

BTC

Paid out in BTC

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

Supported Assets

Chains

Bitcoin

Card Options

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure $100/Year

FX Fee 3%

ATM Withdrawal $2.50

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit 3.5%

Inactivity Fee None

Top Up Fee Free

Liquidation Fee 1.5%

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit N/A

Monthly Spend Limit N/A

ATM Withdrawal Limit N/A

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier Basic

Support Type Email

Hours 24/7

Dedicated Manager No

Response SLA <24 hours

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Supported Countries of Residence

Worldwide / Global Coverage

Countries where cardholders can reside to be eligible for this card

Serviceable Coverage Countries

Available

Not available

188 countries

View country list (188 countries)

AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe

Countries where the card can be used for transactions

Customer Reviews

0.0

0 reviews

No reviews yet. Be the first to share your experience.

Community

Join the discussion

💬

Connect with other Fold Card users

Have questions about fees? Want to share your experience? Join the dedicated c/fold_fold_card community.

Visit Community

Quick Answers

Frequently asked questions about Fold Card

Direct answers to the questions people ask most before they compare or apply for this card.

What is Fold Card?

Fold Card is designed for Bitcoin enthusiasts, offering sats back on every purchase. Credit card launching 2025 with up to 10% at select merchants.

What rewards does Fold Card offer?

Fold Card offers up to 10% cashback, rewards are paid in BTC.

What fees does Fold Card charge?

Key charges include fee model: $100/Year, FX fee: 3%, ATM fee: $2.50.

Where is Fold Card available?

Fold Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Active.

Which assets can you spend with Fold Card?

supported chains include Bitcoin.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

Fold

Command your finances.

Earn 50 xCURAT points. T&Cs

Apply for Fold Card Report incorrect information

Command your finances.

Earn 50 xCURAT points. T&Cs

Apply for Fold Card Report incorrect information

Claim 50 xCURAT points upon application!

T&Cs apply

Apply Now