Pengu Standard Card

Pengu enters the consumer finance

Status: Live

Issued by KAST

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

Want to earn xCURAT points? Sign In & Apply
Pengu Standard Card
No back image available
platinum
Max Cashback 6%
Fee Forever Free
Card Use Personal

Card Overview

Custody Type
custodial
Card Type
Debit Card
Material
Virtual
KYC
Standard

The Pengu Card lives within the KAST ecosystem as a co-branded Visa card. Under the hood, it behaves like a regular KAST card: you fund your balance, spend anywhere Visa works, and earn rewards.

Pengu Card is built for everyday use, not edge cases. You can use it all over the world at millions of merchants.

It has 3 Card Type:

  1. Pengu Standard

  2. Pengu Premium

  3. Pengu Luxe

Pros

First ever Pengu co-branded card
High Daily Limits

Cons

FX Fees
Pengu Standard Card Banner

Rewards & Staking

Max Cashback
6%
On eligible purchases
Reward Token
Points
Paid out in Points
Staking APY
N/A
On staked assets

Tier Comparison

Tier NameStakingCashbackPerks
$Move Token Rewards0 4% on all spending above $2000%

Reward specifics

Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A

Staking & Requirements

Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A

Supported Assets

Chains

eth
Ethereum
sol
Solana
BNB
BNB
XRP
XRP
btc
Bitcoin
matic
polygon
trx
Tron

Tokens

USDC
USDC
USDT
USDT
USDe
USDe
PYUSD
PYUSD
RLUSD
RLUSD
BTC
BTC
ETH
ETH
SOL
SOL
XRP
XRP
BNB
BNB
AAVE
AAVE
ARB
ARB
LINK
LINK
COMP
COMP
CRO
CRO
FET
FET
JUP
JUP
OKB
OKB
ONDO
ONDO
PENGU
PENGU
TRUMP
TRUMP
POL
POL
ENA
ENA
RENDER
RENDER
SPX
SPX
XLM
XLM
SUSHI
SUSHI
GRT
GRT
QNT
QNT
TRX
TRX
UNI
UNI
LEO
LEO

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance Free
Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free
FX Fee 1.75%
ATM Withdrawal Not applicable
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee $1/month
Top Up Fee Free
Liquidation Fee 2%
Custody Fee None

Usage Limits & requirements

Daily Spend Limit $1000
Monthly Spend Limit $30000
ATM Withdrawal Limit NA
Free ATM Limit NA
Max Balance Unlimited
Min Balance NA
Top Up Limits NA

Technical Features

Integrations

Apple Pay
Google Pay
Contactless

Security

2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking

App & Usability

Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator

Advanced & Global

Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details

Crypto Capabilities

Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No

Funding & Withdrawals

On Ramp
Available
Funding Options
Card Payment Bank Transfer
On-Ramp Fees
2%
Off Ramp
Available
Off-Ramp Options
Bank Transfer
Stablecoin Offramp
Supported Stablecoins
USDC, USDT
Other Tokens Offramp
Supported Tokens
BTC, ETH, SOL
Off-Ramp Fees
2%

Operations & Support

Support Channels

Support Tier basic
Support Type Email
Hours 24/7
Dedicated Manager No
Response SLA <24 hours

Geographic Availability

KYC Requirements

Standard
Email ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required

Supported Countries of Residence

Available
Not available
123 countries
View country list (123 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaArmeniaAustriaAzerbaijanBahrainBelgiumBeninBhutanBosnia and HerzegovinaBotswanaBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCentral African RepublicChadComorosCongoCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiEast TimorEgyptEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFinlandFranceGabonGambiaGeorgiaGermanyGreeceGuinea-BissauHoly SeeHungaryIcelandIndonesiaIrelandItalyIvory CoastJapanJordanKazakhstanKenyaKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLiechtensteinLithuaniaLuxembourgMalawiMalaysiaMaldivesMaliMaltaMauritaniaMauritiusMoldovaMonacoMongoliaMontenegroNepalNetherlandsNigerNigeriaNorth MacedoniaNorwayPakistanPalestine StatePhilippinesPolandPortugalRomaniaRwandaSan MarinoSao Tome and PrincipeSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTunisiaTurkmenistanUAEUgandaUnited KingdomUzbekistanVietnamZambiaZimbabwe

Countries where cardholders can reside to be eligible for this card

Serviceable Coverage Countries

Available
Not available
188 countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe

Countries where the card can be used for transactions

Customer Reviews

0.0
0 reviews
5
4
3
2
1

No reviews yet. Be the first to share your experience.

Community

Join the discussion

💬

Connect with other Pengu Standard Card users

Have questions about fees? Want to share your experience? Join the dedicated c/kast_pengu_standard community.

Visit Community

Quick Answers

Frequently asked questions about Pengu Standard Card

Direct answers to the questions people ask most before they compare or apply for this card.

What is Pengu Standard Card?

The Pengu Card lives within the KAST ecosystem as a co-branded Visa card. Under the hood, it behaves like a regular KAST card: you fund your balance, spend anywhere Visa works, and earn rewards. Pengu Card is built...

What rewards does Pengu Standard Card offer?

Pengu Standard Card offers up to 6% cashback, rewards are paid in Points.

What fees does Pengu Standard Card charge?

Key charges include fee model: Forever Free, FX fee: 1.75%, ATM fee: Not applicable, inactivity fee: $1/month.

Where is Pengu Standard Card available?

Pengu Standard Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Live.

Which assets can you spend with Pengu Standard Card?

Pengu Standard Card supports USDC, USDT, USDe, PYUSD, and RLUSD, plus 27 more assets for spending, supported chains include Ethereum, Solana, BNB, and XRP.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

KAST

Claim this profile

Why bank with, when you can bank on

Review the official legal details for Pengu Standard Card on their website.

Your wallet deserves an upgrade.

Earn 50 xCURAT points. T&Cs

Login to claim
Apply for Pengu Standard Card Report incorrect information

Claim 50 xCURAT points upon application!

Login