What is Tuyo Card?
Tuyo Card is a virtual-first self-custodial crypto card that lets users spend USDC on Base anywhere Visa is accepted. Users keep control of their funds until the moment they spend, and the product supports Apple Pay...
Tuyo Card
Spend USDC anywhere while keeping custody
Status: Live
Issued by 
Tuyo
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Card Overview
Custody Type
non-custodial
Card Type
Debit Card
Material
Virtual
KYC
Standard
Tuyo Card is a virtual-first self-custodial crypto card that lets users spend USDC on Base anywhere Visa is accepted. Users keep control of their funds until the moment they spend, and the product supports Apple Pay and Google Pay for in-store and online purchases. Tuyo also offers virtual bank accounts (US/EU/MXN) with auto-conversion of incoming fiat to USDC, free token conversion inside the app across Ethereum, Base, Arbitrum, Optimism, and Polygon, with no issuance fee, no monthly fee, and 0% fee on USD transactions.
Pros
Self-custodial — users hold keys until they spend
No issuance fee and no monthly or yearly fee
0% fee on USD transactions
Daily card limit starts at $10,000 and increases with usage
Virtual bank accounts for auto-converting incoming fiat to USDC
Cons
No physical card yet (virtual only)
No ATM withdrawals yet
No PIN support yet
Up to 1% FX spread on non-USD purchases
Rewards rates not publicly disclosed
Tuyo Card is currently virtual-only. Physical card is coming soon. The card is powered by USDC on Base and supports deposits from Ethereum, Base, Arbitrum, Optimism, and Polygon networks. Earn vaults offer up to 8.5%+ APY on idle USDC. TUYO token airdrop planned for 2026 based on user activity points.
Rewards & Staking
Max Cashback
No cashback rewards
On eligible purchases
Reward Token
TUYO
Paid out in TUYO
Staking APY
N/A
On staked assets
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
Supported Assets
Chains
Tokens
Card Options
Virtual Card: Available immediately via appVirtual Card
Issuance Free
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
Fee Structure Forever Free
FX Fee 0% on USD; up to 1% on non-USD
ATM Withdrawal N/A — ATM not supported
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee None
Top Up Fee Free
Liquidation Fee Free
Custody Fee None
Usage Limits & requirements
Daily Spend Limit $10,000/day (increases with usage)
Monthly Spend Limit N/A
ATM Withdrawal Limit N/A — not supported
Free ATM Limit N/A — not supported
Max Balance N/A
Min Balance N/A
Top Up Limits N/A
Technical Features
Integrations
Contactless
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account Yes
Account Type multi
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No
Funding & Withdrawals
On Ramp
AvailableFunding Options
On-ramp: deposit fiat via bank transfer, card, or on-chain (20+ networks). Off-ramp: send to bank accounts or withdraw to external wallets. Free conversion to Base USDC inside the app.
Off Ramp
AvailableOff-Ramp Options
Operations & Support
Support Channels
Support Tier standard
Support Type Email
Hours 24/7
Dedicated Manager No
Response SLA <24 hours
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Supported Countries of Residence
Available
Not available
188
countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Countries where cardholders can reside to be eligible for this card
Serviceable Coverage Countries
Available
Not available
188
countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Countries where the card can be used for transactions
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Community
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Frequently asked questions about Tuyo Card
Direct answers to the questions people ask most before they compare or apply for this card.
What rewards does Tuyo Card offer?
rewards are paid in TUYO.
What fees does Tuyo Card charge?
Key charges include fee model: Forever Free, FX fee: 0% on USD; up to 1% on non-USD, ATM fee: N/A — ATM not supported.
Where is Tuyo Card available?
Tuyo Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Live.
Which assets can you spend with Tuyo Card?
Tuyo Card supports USDC, USDT, and ETH for spending, supported chains include Base, Ethereum, Arbitrum, and Optimism.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
Review the official legal details for Tuyo Card on their website.
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