What is Utorg Crypto Card?
⚠️ CRITICAL WARNING: Crypto services are temporarily suspended as of 2024/2025 pending MiCA authorization from the Bank of Lithuania. While the card is issued by Quicko (fiat issuer), the bridge to convert/load...
Utorg Crypto Card
Status: Active
Issued by 
UTORG
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Card Overview
Custody Type
Non-Custodial
Card Type
Debit Card
Material
Plastic
KYC
Standard
⚠️ CRITICAL WARNING: Crypto services are temporarily suspended as of 2024/2025 pending MiCA authorization from the Bank of Lithuania. While the card is issued by Quicko (fiat issuer), the bridge to convert/load crypto is managed by Utrg UAB, which has halted operations. Users currently cannot buy or likely convert crypto to top up the card. Virtual-only card restricted to EEA residents.The Utorg Crypto Card is a virtual Mastercard that allows users to spend crypto by converting it to fiat within the non-custodial Utorg app. It currently offers a promotional zero-fee structure for payments and FX.
Pros
Non-custodial wallet integration
Zero fees on payments and FX (Limited Time)
Quick issuance (Virtual)
High monthly spending limit (€50k)
Cons
Virtual only (No physical card available)
No cashback or rewards
Restricted to EEA residents
⚠️ Crypto services temporarily suspended (MiCA compliance)
Rewards & Staking
Max Cashback
No cashback rewards
On eligible purchases
Reward Token
N/A
Paid out monthly
Staking APY
N/A
On staked assets
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
Card Options
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
Fee Structure Forever Free
FX Fee 0%
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee None
Top Up Fee Free
Liquidation Fee Free
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit N/A
Monthly Spend Limit N/A
ATM Withdrawal Limit N/A
Free ATM Limit N/A
Max Balance N/A
Min Balance N/A
Top Up Limits N/A
Technical Features
Integrations
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No
Funding & Withdrawals
On Ramp
Not AvailableOff Ramp
Not AvailableOperations & Support
Support Channels
Support Tier Basic
Support Type Email
Hours 24/7
Dedicated Manager No
Response SLA <24 hours
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Supported Countries of Residence
Worldwide / Global Coverage
Countries where cardholders can reside to be eligible for this card
Serviceable Coverage Countries
Available
Not available
188
countries
View country list (188 countries)
AlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Countries where the card can be used for transactions
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Frequently asked questions about Utorg Crypto Card
Direct answers to the questions people ask most before they compare or apply for this card.
What fees does Utorg Crypto Card charge?
Key charges include fee model: Forever Free, FX fee: 0%.
Where is Utorg Crypto Card available?
Utorg Crypto Card is available in Albania, Algeria, and Andorra, plus 185 more markets, current status: Active.
Does Utorg Crypto Card require KYC or staking?
KYC level: Standard, staking is not required, custody model: Non-Custodial.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
UTORG
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