What is Xplace Card?
The XPlace Card is Solana's first true non-custodial credit card, designed for high-net-worth individuals and crypto-natives. It allows users to spend the value of their portfolio via secured credit without selling...
Xplace Card
Status: Active
Issued by 
XPlace
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Card Overview
Custody Type
Non-Custodial
Card Type
Credit Card
Material
Plastic
KYC
Standard
The XPlace Card is Solana's first true non-custodial credit card, designed for high-net-worth individuals and crypto-natives. It allows users to spend the value of their portfolio via secured credit without selling assets, offering up to 2% USDC cashback and 10% XP rewards. It creates a collateralized debt position (CDP) against the user's crypto assets (primarily SOL and USDC), allowing spending without triggering taxable sales. High-tier perks (Platinum) include a 'Mirror Metal' card and luxury concierge services.
Pros
True non-custodial spending on Solana
No tax events on spend (borrow mode)
High monthly limits ($750k for Platinum)
High cashback (2% USDC + 10% XP)
Luxury lifestyle perks (Concierge, Lounges)
Cons
High annual fees for top tiers ($1k-$5k)
1% FX Fee (not 0% like many premium travel cards)
Risk of collateral liquidation
Rewards & Staking
Max Cashback
2%
On eligible purchases
Reward Token
USDC, XP
Paid out in USDC, XP
Staking APY
N/A
On staked assets
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
Card Options
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
Fee Structure Forever Free
FX Fee 0%
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee None
Top Up Fee Free
Liquidation Fee 1%
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit N/A
Monthly Spend Limit N/A
ATM Withdrawal Limit N/A
Free ATM Limit N/A
Max Balance N/A
Min Balance N/A
Top Up Limits N/A
Technical Features
Integrations
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No
Funding & Withdrawals
On Ramp
Not AvailableOff Ramp
Not AvailableOperations & Support
Support Channels
Support Tier Basic
Support Type Email
Hours 24/7
Dedicated Manager No
Response SLA <24 hours
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Supported Countries of Residence
Worldwide / Global Coverage
Countries where cardholders can reside to be eligible for this card
Serviceable Coverage Countries
Available
Not available
188
countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Countries where the card can be used for transactions
Excluded Regions
Regions where this card is not available
AfghanistanAlbaniaBelarusBosniaCentral African RepublicCongoCroatiaCubaCyprusEritreaHaitiIranIraqKosovoLebanonLiberiaLibyaMacedoniaMoldovaMontenegroNorth KoreaRussiaSerbiaSomaliaSyriaUkraineVenezuelaVietnamYemenZimbabwe
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Frequently asked questions about Xplace Card
Direct answers to the questions people ask most before they compare or apply for this card.
What rewards does Xplace Card offer?
Xplace Card offers up to 2% cashback, rewards are paid in USDC, XP.
What fees does Xplace Card charge?
Key charges include fee model: Forever Free, FX fee: 0%.
Where is Xplace Card available?
Xplace Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Active, excluded markets include Afghanistan, Albania, and Belarus.
Does Xplace Card require KYC or staking?
KYC level: Standard, staking is not required, custody model: Non-Custodial.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
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