About BVNK
BVNK is a UK-based stablecoin payments infrastructure company founded in 2021 by Jesse Hemson-Struthers (CEO), Donald Jackson (CTO), and Chris Harmse (CBO). The company enables businesses to send, receive, convert, and store stablecoins and fiat currency through its API-first platform, targeting enterprise clients with a minimum monthly payment volume of €500,000. BVNK processes over $25 billion in annualized volume and has served notable clients including Worldpay, dLocal, Deel, Circle, and Lianlian Global. BVNK offers a comprehensive suite of payment products including managed payments with built-in custody and liquidity, embedded white-label wallets, virtual IBAN accounts in EUR/GBP/USD, payment orchestration, cross-border payment services, merchant payments with automatic fiat conversion, trading and treasury management with 24/7 liquidity, and compliance tools. The company holds 25+ regulatory licenses globally including Electronic Money Institution and Crypto-Asset Service Provider authorizations from Malta Financial Services Authority (MFSA) under MiCA regulations, US FinCEN registration, and multiple US state money transmitter licenses. BVNK is ISO 27001:2022 and SOC 2 Type II certified for security compliance. The company has raised $90 million in total funding from investors including Visa, Coinbase Ventures, Tiger Global, DRW, Haun Ventures, and Blockchain.com Ventures, and is currently being acquired by Mastercard for up to $1.8 billion.
Key Infrastructure
Managed Payments
Complete stablecoin payment infrastructure service providing end-to-end custody, liquidity, and regulatory licensing enabling businesses to send, receive, convert, store, and manage stablecoins and fiat currency through a unified platform with full compliance coverage.
Embedded Wallets
White-label wallet solution allowing businesses to embed fully branded wallet functionality for their customers to send, receive, hold and convert between fiat and stablecoins directly within the business's application while BVNK handles all compliance and infrastructure.
Virtual Accounts
IBAN-denominated virtual bank accounts providing EUR, GBP, and USD capabilities for receiving domestic and international payments allowing businesses to accept fiat payments directly into their BVNK account with full transaction tracking and reporting.
Payment Orchestration
Enterprise-grade automation layer for managing complex fiat and stablecoin transaction flows leveraging BVNK's Layer1 infrastructure to orchestrate custody, payments, and liquidity across multiple blockchain and fiat rails with customizable rules and smart routing.
Cross-Border Payments
Global payment distribution system enabling businesses to send money across 100+ countries using stablecoins as the source currency reducing settlement times from days to minutes while eliminating intermediaries and correspondent bank fees.
Merchant Payments
Integrated payment solution allowing merchants to accept stablecoin payments with automatic conversion to fiat settlement supporting popular Point-of-Sale integrations and providing instant settlement with guaranteed exchange rates.
Additional Features
25+ Global Licenses
Comprehensive regulatory portfolio holding Electronic Money Institution and Crypto-Asset Service Provider licenses across Malta, UK, and multiple US states with full MiCA compliance under EU Regulation 2023/1114.
SOC 2 Type II
Third-party audited security standard providing assurance on security, availability, processing integrity, confidentiality, and privacy controls for enterprise clients.
MiCA Authorization
Full Markets in Crypto-Assets (MiCA) authorization from Malta Financial Services Authority allowing BVNK to operate legally across all EU member states with harmonized regulatory compliance.
REST API Platform
Developer-first approach with comprehensive REST API documentation, sandbox environments, webhooks, and SDKs for seamless integration into existing enterprise systems and workflows.
Multi-Rail Architecture
Sophisticated payment routing supporting various domestic and international payment rails including SEPA, SWIFT, local clearing networks, and multiple blockchain networks for maximum payment flexibility.
24/7 Real-Time Settlement
True instant settlement capability enabling round-the-clock transfers within the BVNK ecosystem eliminating traditional banking delays and allowing immediate fund availability for business operations.