About CHECKOUT
Checkout.com is a global payment services provider founded in 2012, headquartered in London with 19 offices worldwide. The company processes payments for enterprise merchants including Spotify, Uber, eBay, ASOS, HelloFresh, and Temu. In 2025, Checkout.com processed $300 billion in ecommerce payments for enterprise merchants globally. The platform offers local acquiring in over 50 countries, supports 150+ processing currencies, and provides card issuing for both Visa and Mastercard. Checkout.com operates as a licensed payment institution in multiple jurisdictions. The company offers a comprehensive suite of products including payment processing, card issuing, fraud detection, identity verification, and treasury/FX management. The company serves businesses across ecommerce, fintech, gaming, crypto, marketplaces, and travel sectors. No external funding has been disclosed - the company appears to be self-funded or boot-strapped.
Key Infrastructure
Payment Processing
Global payment acquiring platform that processes transactions across 50+ countries with support for over 150 processing currencies.
Card Issuing
Complete white-label card issuance solution for Visa and Mastercard programs with customizable spending controls and real-time authorization.
Fraud Detection
AI-powered adaptive fraud prevention system using machine learning algorithms, 3D Secure authentication, and configurable risk rules.
Identity Verification
Automated KYC compliance solution with AI-powered video verification, document authentication, and PEP/sanctions screening.
Payouts
Global fund distribution capabilities allowing instant payouts to bank accounts and cards via Visa Direct.
Treasury & FX
Integrated treasury management dashboard providing real-time cash flow visibility, multi-currency FX execution, and automated currency hedging.
Additional Features
Intelligent Acceptance
AI engine that automatically optimizes transaction routing and retry logic to maximize approval rates.
Network Tokens
Tokenization service that replaces sensitive card data with secure tokens, reducing fraud exposure.
Real-Time Account Updater
Automatic card credential refresh system that updates expired or cancelled cards for subscription billing.
Disputes
End-to-end chargeback management with automated evidence gathering and workflow management.
Vault
Secure payment data repository enabling token storage, enrichments, and CustomerID creation.
Mobile SDK
Native mobile development kits for iOS and Android enabling custom in-app checkout flows with biometric support.