COINGATE
Your secure, compliant crypto payment gateway
About COINGATE
CoinGate is a cryptocurrency payment management platform founded in 2014 and operated by UAB Decentralized, a company registered in Lithuania under the Bank of Lithuania (LB002323 MiCA CASP / LB002324 Payment Institution). The platform enables merchants to accept crypto payments via checkout, API, plugins, or payment links, settling proceeds in crypto or fiat (SEPA/SWIFT). CoinGate processed 1.42M payments in 2025 (7M+ total since launch), with stablecoins accounting for 29.8% of payment volume and USDC growing 1,264% YoY. Key capabilities include multi-chain support (Bitcoin, Litecoin, Solana, Optimism, Base, Arbitrum, Polygon, Binance Smart Chain), auto-conversion of received crypto to merchant-preferred currency, and crypto payout rails. The platform charges 1% for standard crypto payment processing with no monthly fees and weekly settlements. Vilius Semėnas serves as CEO. The company split from its original entity (UAB "Virtualios Valiutos") in 2022, re-registering under UAB Decentralized.
Key Infrastructure
Payment Gateway
Crypto payment gateway enabling merchants to accept cryptocurrency payments on websites and apps via hosted checkout page or embedded iframe form, with one-click deployment and minimal technical setup required for rapid go-live.
SEPA Payouts
Euro bank transfers via SEPA for merchant settlements, with no transaction fees on crypto-to-EUR conversions and weekly settlement cycles by default, enabling cost-effective fiat payouts for European merchants with optional daily or on-demand settlement for high-volume merchants.
REST API
Developer API with webhook (IPN) integration, supporting automated payment processing, invoice creation, real-time transaction status updates, and payout management for custom-built merchant integrations across web and mobile applications, with detailed documentation and sandbox testing.
SWIFT Payouts
International USD bank transfers via SWIFT for merchant settlements worldwide, charged at 0.5% (minimum €50) with 3–5 business day processing, providing global fiat payout coverage beyond the SEPA zone for international merchants.
Multi-Chain Integration
Accepts crypto payments across eight blockchain networks: Bitcoin (BTC), Litecoin (LTC), Solana (SOL), Ethereum (via Optimism and Base), Arbitrum, Polygon, and Binance Smart Chain, providing broad coverage of major L1 and L2 ecosystems for merchants.
Checkout Integration
Ready-made hosted checkout page and embeddable payment form with customizable branding, supporting one-time payments, recurring subscriptions, and partial refunds, deployed via a single script tag or API call without server-side requirements.
Additional Features
Stablecoin Settlement
29.8% of 2025 volume was in stablecoins; USDC grew 1,264% YoY, enabling direct settlement, lower FX costs, and instant cross-border payments.
Multi-Currency Account
Merchant dashboard with multi-currency visibility and unified crypto/fiat balances for managing BTC, EUR, USD, and stablecoins in one interface.
Lightning Network
Bitcoin Lightning Network enables near-instant, low-fee BTC payments and micropayments; Litecoin Lightning added in 2019 for dual-chain support.
Refund Management
Built-in refund processing (€0.25 + 0.1%), supporting partial refunds, settlement reversal, and customer notifications via the merchant dashboard.
CSV Payouts
CSV upload for batch payouts, enabling spreadsheet-based multi-recipient disbursements with automated error handling.
User Management
Multi-user access with role-based permissions for checkout, payouts, and reporting, enabling granular team access and compliance segregation of duties.