About CRASSULA
Crassula is a FinTech software platform providing white-label Banking-as-a-Service (BaaS) solutions that enable businesses to launch digital banking products — including neobanks, e-wallets, crypto-wallets, payment platforms, and card issuing programs — without building core infrastructure from scratch. The platform offers a unified integration hub connecting 38+ third-party connectors (BaaS providers, card issuers, crypto custodians, exchanges, KYC/AML tools), ready-to-use banking software (back office, web and mobile apps), a full treasury and reconciliation suite, and PSD2-compliant APIs. Trusted by 150+ companies worldwide serving more than 5 million end users, with offices in Riga (Latvia), London (UK), Paphos (Cyprus), and Tallinn (Estonia), Crassula is a Google Cloud Partner and holds PCI DSS Level 1 certification.
Key Infrastructure
Crassula Core-Banking Cloud
White-label core banking platform providing accounts, transfers, card issuing, treasury, reconciliation, and back-office management for launching neobanks, e-wallets, and payment platforms within weeks.
White-Label Mobile & Web Apps
Fully branded iOS, Android, and web applications customized with client's color scheme, logo, and brand identity, delivering a native-feeling digital banking experience without development overhead.
Card Issuing Module
Virtual and physical debit/credit card issuing and management supporting EU, UK, and global card programs via connectors Decta, Intercash, Modulr, and Railsr, with full back-office control over limits and accountability.
Crypto Banking Module
MICA-ready crypto banking platform supporting Bitcoin and Ethereum via Kraken exchange connector, BitGo and Fireblocks custody integrations, crypto address generation, fiat-to-crypto exchange, and slippage protection for OTC orders.
Crypto AML & Compliance
Integrated crypto AML screening via Chainalysis, AMLBot, and Comply Advantage ensuring OFAC, FATF, and MLD5 compliance, with real-time transaction monitoring and wallet risk scoring for crypto deposits.
Decision-Making System
Automated verification and compliance workflow engine that streamlines KYC/KYB onboarding, transaction pre-approval, risk scoring, and sanctions screening with configurable rules for fraud prevention.
Additional Features
KYC/KYB Onboarding
Automated KYC/KYB via Sumsub and Comply Advantage with document checks, liveness, secure storage, and risk-based auth.
Transaction Monitoring
Real-time AML and fraud screening using MaxMind, FraudLabsPro, and NameScan against global watchlists and sanctions lists.
SWIFT, SEPA & Local Payments
Support for SEPA, SEPA Instant, SWIFT, UK Faster Payments, and local rails via ClearBank, CENTROlink, and IFX Payments with full APIs.
Crypto Slippage Protection
Order protection that locks source funds and dynamically adjusts target amounts during volatile crypto-to-fiat conversions to reduce loss risk.
Customer Communication
Integrated Freshchat, LiveChat, Intercom, Twilio SMS, and SendGrid for messaging, SMS, and email in a white-label platform.
PCI DSS Level 1 Security
PCI DSS Level 1 certified with annual audits, regular penetration testing, and continuous security updates for secure card data handling.