About DTCPAY
dtcpay is a regulated Major Payment Institution (MPI) licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act (PSA), providing Digital Payment Token (DPT) services and other payment solutions. Founded in 2019 in Singapore, dtcpay offers omnichannel digital payment solutions for both fiat and stablecoins, enabling individuals and businesses worldwide to conduct value transfers seamlessly and efficiently. The company has expanded globally with subsidiaries in the Americas, Hong Kong, and the Middle East, and received a green light letter for EMI License from CSSF in Luxembourg. dtcpay was recognized as a LinkedIn Top Startup in Singapore and has received multiple industry awards including FinTech of the Year and PayTech of the Year at Asia FinTech Awards 2024 and 2025.
Key Infrastructure
Multi-Currency Swap
Real-time conversion between stablecoins and fiat currencies at competitive rates with no hidden fees, enabling pay-in and pay-out transactions
dtcpay Card (Digital Treasures Card)
Visa card enabling stablecoin-to-SGD conversion for spending at 150+ million Visa acceptance locations worldwide, with multi-currency support
POS+ (Point of Sale)
In-store payment terminal accepting both fiat and digital payment tokens (DPT), first regulated DPT acceptance in Singapore launched May 2021
PayByLink
Payment link solution for merchants to create and share payment links for fiat and stablecoin transactions
Online Checkout
Omnichannel payment solution for e-commerce enabling merchants to accept both fiat and stablecoin payments online
Global Pay
Cross-border payment solution facilitating international value transfers using stablecoins and fiat
Additional Features
Regulatory Compliance
MAS Major Payment Institution (MPI) license under Payment Services Act, providing DPT services legally in Singapore
Automatic Reconciliation
Identifies mismatches, fees, and reconciliation errors across multiple payment providers and bank accounts
Global Coverage
Operates in 50+ markets with subsidiaries in Americas, Hong Kong, and Middle East, plus EMI license pending in Luxembourg
Instant Virtual Card
Approved virtual cards available immediately upon application, enabling immediate online purchases without physical card
No Hidden Costs
Clear pricing structure with real-time rates for effective cost management upfront, no FX markup fees on international transactions
Multi-Currency Support
Card supports spending and withdrawals in various currencies without conversion hassle, providing financial flexibility
Associated Cards
dtcpay Card (Digital Treasures Card)