EPISODE SIX
Make the change that changes everything
About EPISODE SIX
Episode Six is a global provider of enterprise-grade card issuing and ledger infrastructure for financial technology companies, banks, and brands. Founded in 2015 and headquartered in Austin, Texas, the company operates across 50+ markets globally with 16 AWS cloud regions and serves 70+ enterprise customers supporting 40+ million end users. Their proprietary, cloud-native platform enables clients to launch and manage credit cards, debit cards, prepaid cards, commercial cards, virtual cards, and virtual accounts without replacing existing core banking systems. The company has a dedicated crypto industry vertical and was recently selected for Mastercard's Crypto Partner Program to help bridge digital assets and real-world payments. Episode Six positions itself as "The World's Local Processor," offering flexible, adaptable, and resilient infrastructure that runs adjacent to clients' existing core systems.
Key Infrastructure
Card Issuing Platform
Enterprise-grade card issuance supporting credit, debit, prepaid, commercial, and installment cards with real-time configuration and programmable controls
Issuer Processing
End-to-end card processing including authorization, clearing, and settlement for card programs across markets
Virtual Accounts / Ledger
Cloud-native ledger infrastructure for virtual accounts, deposit accounts, interest-bearing deposits, term deposits, and multi-currency wallets
Commercial Cards
Corporate expense cards with granular controls, category limits, individual-level spending controls, and instant virtual issuance
Multi-Asset Ledger
Single platform handling fiat, stablecoins, and crypto on a real-time ledger enabling crypto card programs and multi-currency products
Installments / BNPL
Flexible installment and buy-now-pay-later capabilities configurable for various lending products and credit structures
Additional Features
Parallel Ledger
Platform runs adjacent to existing core banking systems, enabling innovation without replacing legacy infrastructure
Risk & Compliance
Integrated fraud detection, Ethoca alerts, consumer clarity, and Mastercard Decision Intelligence for risk management
16 AWS Regions
Globally distributed cloud infrastructure across 16 AWS regions ensuring high availability and local market presence
Multi-Currency
Support for multi-currency cards and wallets enabling cross-border spending and international market expansion
Real-Time Configuration
Change interest rates, fees, risk controls, and program rules instantly without code changes or vendor dependencies
Embedded Finance
Enable brands to embed card and account capabilities into their platforms via API-first architecture