About GNOSIS PAY
Gnosis Pay provides the infrastructure for both individual users and wallet providers to issue crypto‑linked payment cards that support stablecoin spending with full self‑custody. Unlike most crypto cards that require assets to be moved into a custodial account, Gnosis Pay keeps funds in users' Safe wallets until they are spent at the point of sale. The platform supports stablecoins pegged to major fiat currencies (such as EURe, GBPe, and USDCe) and records transactions on‑chain for transparency and security.
Key Infrastructure
Self‑Custodial Visa Card Issuance
Infrastructure allowing wallets and fintech platforms to issue self‑custodial Visa debit cards enabling users to spend stablecoins directly from on‑chain wallet balances without pre‑funding a separate account.
Smart Contract Wallet Integration
Platform's core infrastructure connects users' Gnosis Safe smart contract wallets to the Visa network, allowing on‑chain assets to be spent anywhere Visa is accepted while preserving full custody and control of funds.
Real‑Time Stablecoin Settlement
Transactions processed in real time via stablecoins, reducing need for manual conversions and minimizing exposure to price volatility, with every payment recorded on‑chain for transparency and auditability.
Compliance & Partner Network
Works with regulated partners for card issuance and identity verification, leveraging Visa's global payment network to ensure worldwide acceptance and regulatory compliance.
Developer‑Friendly APIs
Offers APIs and SDKs enabling developers to integrate card issuance, KYC flows, account management, and transaction tracking into their own applications.
Additional Features
Up to 5% Cashback
Cardholders can earn up to 5% cashback paid in GNO on eligible purchases, with higher rates for holders of specific NFTs or token holdings.
Self‑Custody and Security Controls
Uses smart contract modules like Delay and Roles, allowing users to set spending permissions and maintain full control over their funds.
Stablecoin Diversity
Supported stablecoins include EURe, GBPe, and USDCe, tailored to regional support and backed by regulated issuers.
Mobile Wallet & Contactless Payments
Cards support mobile wallet provisioning such as Apple Pay, enabling contactless payment experiences in stores and online wherever Visa is accepted.
Multi‑Region Banking Rails
Supports local banking integrations such as IBANs in Europe and Pix in Brazil, enabling seamless fiat on‑ramping and off‑ramping alongside stablecoin usage.
