KOYWE

Koywe is a Y Combinator-backed (YC W23) crypto infrastructure company headquartered in Santiago, Chile, founded in 2022. The company provides compliant on-ramp and off-ramp APIs enabling businesses throughout Latin America to seamlessly convert between fiat currencies and stablecoins. Koywe operates in Chile, Colombia, Brazil, Argentina, Mexico, Peru, Bolivia, and the United States, offering integration with local payment methods including wire transfers, PIX (Brazil), PSE (Colombia), SPEI (Mexico), and interoperable QR codes. The company supports stablecoin transactions on major blockchain networks including Ethereum, Solana, Polygon, Arbitrum, Base, Optimism, Linea, Celo, Tron, Worldchain, Ton, and Stellar, with support for USDC and USDT tokens. Koywe serves as critical infrastructure connecting traditional finance with Web3, offering businesses the ability to hold both local currency and stablecoin-based USD through their "Koywe Business Accounts" product. The company has established strategic partnerships with major industry players including Borderless.xyz (stablecoin liquidity network), Circle Payments Network (USDC settlement), and Portal (stablecoin SDK integration). In March 2026, Koywe was accepted into Mastercard's Crypto Partner Program, demonstrating their growing credibility in the regulated crypto payments space. Their K3 product is an intelligent treasury solution designed for CFOs and finance teams to manage multi-currency holdings and stablecoin-based assets across LATAM markets.