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MOONPAY AGENTS

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AI Agent Payments Live

The financial infrastructure layer for autonomous AI agents

About MOONPAY AGENTS

MoonPay Agents is a non-custodial software layer that gives AI agents access to wallets, funds, and the ability to transact autonomously. For neobank builders deploying AI-powered financial products, MoonPay Agents provides the complete capital infrastructure stack - from fiat funding through onchain execution to off-ramping back to fiat - through a single CLI install. AI agents are taking action: they trade, allocate capital, execute strategies, and operate autonomously. But they cannot participate in the economy without access to value. MoonPay Agents solves this by providing 17 key skills with 54 tools that cover the full financial lifecycle. A user completes one-time KYC and funds a wallet through MoonPay. From there, the agent can trade, swap, bridge, transfer, and off-ramp independently. Wallets are non-custodial and stored on the user's device using OS keychain encryption. Keys never leave the machine. Multi-chain support covers Solana, Ethereum, Base, Polygon, Arbitrum, Optimism, BNB, Avalanche, TRON, and Bitcoin. The product also ships with native Ledger hardware signing - the first agent-focused wallet to support hardware-backed transaction approval. MoonPay Agents runs on the same infrastructure that powers 500+ enterprise partners and 30M+ customers across 180 countries. It integrates via MoonPay CLI as an MCP server, meaning any AI assistant or framework that supports MCP can access the full financial stack. Native x402 compatibility enables machine-to-machine payments with zero human input.

Key Infrastructure

01

Non-Custodial Wallets

AI agents generate and manage wallets stored on user's device with OS keychain encryption. Supports Solana, Ethereum, Base, Polygon, Arbitrum, Optimism, BNB, Avalanche, TRON, and Bitcoin.

02

Fiat Funding Rails

Agents fund wallets via virtual accounts (USD, EUR, GBP), Apple Pay, Venmo, PayPal, or direct crypto deposit. Zero-fee stablecoin on-ramping with recurring buys.

03

Onchain Execution

Real-time cross-chain swaps, bridges, transfers, DCA, limit orders, and stop losses across multiple blockchains.

04

Ledger Hardware Signing

Native Ledger signer support via Device Management Kit with hardware verification for every AI-initiated transaction.

05

MCP Server Interface

MoonPay CLI runs as MCP server for integration with any MCP-compatible AI assistant or framework.

06

x402 Compatibility

Native support for machine-to-machine payments across compatible endpoints without human input.

Additional Features

17 Skills, 54 Tools

Covers wallet management, trading, market intelligence, deposits, fiat integration, and more.

Fiat Off-Ramping

Agents convert crypto back to fiat directly from the terminal, closing the full financial lifecycle loop.

Market Intelligence

Access trending tokens, token analysis, price data, and price alerts programmatically.

Portfolio Tracking

Monitor holdings, transaction history, and performance across all connected wallets and chains.

Multi-Chain Deposit Links

Create deposit links with automatic stablecoin conversion across supported chains.

Open and Extensible

Fork existing skills, build new ones, and contribute to the MoonPay skills library on GitHub.

Frequently Asked Questions