About NIUM
Nium is a leading global B2B payments platform founded in 2016 and headquartered in San Francisco, California, with additional presence in India, Malta, Singapore, Lithuania, and the United Kingdom. The company provides real-time cross-border payments infrastructure to over 1,000 customers across banking, fintech, payroll, marketplaces, AI, and travel sectors. Nium offers a comprehensive suite of products including multi-currency accounts, global card issuance (physical and virtual), global payouts to 190+ countries, global FX, and account verification services. In 2026, Nium launched stablecoin-backed card issuance, allowing businesses to issue cards backed by stablecoins (USDC, USDT) that work anywhere Visa and Mastercard are accepted. The company processes $60B+ annually across its network, with 38 million cards and virtual tokens issued last year. Nium operates as a licensed payments platform with direct bank relationships and regulatory licenses in multiple jurisdictions.
Key Infrastructure
Global Card Issuance
Issue physical and virtual cards with flexible controls for business and partner programs
Stablecoin-backed Cards
New product enabling businesses to issue cards backed by USDC/USDT that work anywhere Visa/Mastercard accepted
Global Payouts
Send funds to bank accounts, cards, or wallets across 190+ countries, 100+ in real-time
Multi-Currency Accounts
Open global accounts and fund in local currency with 30+ currencies supported
Global FX
Access transparent FX rates without hidden markups across 30+ currency pairs
Account Verification
Pre-validate beneficiary bank account details instantly across 50+ countries
Additional Features
Real-time settlement
100+ markets with real-time payment capabilities
Transparent pricing
No hidden markups — clear FX rates shown upfront
Direct bank relationships
Proprietary banking relationships for faster settlement
Regulatory licenses
Licensed in multiple jurisdictions including US, EU, UK, Singapore, Australia
Travel payments
Specialized solutions for OTAs, airlines, and hotels with closed-loop payments
Payroll solutions
Pay employees globally with competitive FX and real-time payments