OPENPAYD

OpenPayd is a UK-based financial infrastructure company founded in 2015, headquartered in London with additional offices in Malta (St Julian's), Sofia (Bulgaria), Istanbul (Turkey), and Paris (France). The company operates through multiple regulated entities: SettleGo Solutions Limited (trading as OpenPayd) is FCA-authorised as an Electronic Money Institution in the UK (FRN: 900483), while OpenPayd Financial Services Malta Limited is regulated by the Malta Financial Services Authority as a Financial Institution, and OP Digital Services Limited is licensed as a VFA Service Provider for digital asset services. OpenPayd Canada, Inc. is registered as a Money Services Business with FIN-TRAC. The company provides a rail-agnostic platform combining traditional finance with digital assets under one API, offering Banking-as-a-Service (BaaS), Virtual IBANs (70+ currencies), multi-currency accounts (35+ major currencies), on/off ramp services, stablecoin management (USDC, USDT, EURC, RLUSD, FDUSD), and FX trading. The platform processes over $180 billion annually across more than 1,000 enterprise clients and 5 million connected accounts, with 99.99% uptime. Notable clients include Kraken, Ripple, Bitfinex, B2C2, Wirex, Caxton, LMAX Group, and TON Foundation. OpenPayd raised $25 million in Series B funding in 2024 and was recognized as winner of the "Best Early-Stage or Future Payments Initiative" Award at the 2026 Cards and Payments Awards