PAYMENTOLOGY
PAYMENTS FOR A DIGITAL ERA
About PAYMENTOLOGY
Paymentology is a leading global issuer-processor founded in 2015, born from the strategic merger of Tutuka (South Africa) and Paymentology UK in 2021, creating the first truly global card issuance platform. The company provides cloud-native card issuance and processing infrastructure enabling banks, fintechs, telcos, and crypto companies to launch debit, prepaid, credit, and virtual card programs across 50+ countries. With a team of over 450 employees across 60+ countries and 400+ clients globally, Paymentology processes over 1 billion transactions annually across 5 continents. The company became part of Teya in 2023, strengthening its position as a next-generation payments processor. Their platform supports Visa, Mastercard, and UnionPay card networks, offering API-driven infrastructure, BIN sponsoring, tokenization, and PCI-DSS compliant fraud prevention services. Paymentology has expanded into the crypto infrastructure space through partnerships with Web3 companies, most notably powering Rain—the first-ever Visa credit card for Web3 that enables stablecoin-to-fiat spending in real-time across Latin America and the Caribbean. This positions Paymentology as a key infrastructure provider for crypto companies seeking to issue physical and virtual cards backed by stablecoins, bridging digital assets with traditional payment rails.
Key Infrastructure
Card Issuing
End-to-end card issuance for debit, prepaid, credit, and hybrid card programs with full lifecycle management. Supports instant virtual card creation and physical card production with global delivery.
Decision Engine
Programmable rules engine for automated decisioning across credit limits, fraud prevention, and card controls. Enables dynamic configuration without code changes for rapid product iteration.
Payment Processing
Cloud-native processing platform with direct connections to Visa and Mastercard networks. Provides real-time authorization, clearing, settlement, and comprehensive transaction management capabilities.
Fraud Control Services
Comprehensive fraud prevention with machine learning models, real-time monitoring, and 3D Secure authentication. Protects against authorized and fraudulent transactions across all card types.
Data Intelligence (FAST Feed)
Over 120 real-time transaction insights enabling hyper-personalized card experiences. Provides actionable analytics for customer behavior, spending patterns, and business optimization.
BIN Sponsorship
BIN sponsoring services enabling clients to launch card programs under Paymentology's bank sponsorship. Provides access to card networks without requiring own banking license.
Additional Features
400+ Clients
Serves 400+ global clients, including leading digital banks and fintechs, proving enterprise-grade reliability and scalability.
Major Clients
Powers card programs for Mox, GoTyme, Rain, Wio, M-PESA, TrueMoney, Ziina, and other top fintechs worldwide.
1B+ Transactions
Processes 1B+ transactions annually, demonstrating massive capacity and stable performance for high-volume global card programs.
PCI-DSS Compliance
Full PCI-DSS compliance ensuring highest security standards for card data handling.
Cloud-Native Platform
Cloud-first architecture without legacy constraints, enabling rapid feature deployment, unlimited scalability, and continuous innovation.
Developer Portal
Comprehensive developer docs and sandbox for rapid integration, supporting an API-first approach with guides and testing tools.
Associated Cards
Rain
Mox
GoTyme
Wio
M-PESA
TrueMoney
Ziina
Albo
Mukuru
Mama Money
DolarApp