RIPPLE
Modernize your financial infrastructure
About RIPPLE
Ripple is a financial technology company providing blockchain-based infrastructure for global payments, digital asset custody, and stablecoin solutions. Founded in 2004 as OpenCoin and rebranded to Ripple in 2013, the company operates the XRP Ledger and offers enterprise solutions including Ripple Payments, Ripple Custody, and Ripple USD (RLUSD). The company serves hundreds of customers across 90+ countries, including banks, financial institutions, payment service providers, and crypto businesses. Key metrics include $95 billion in payments volume processed and $1.5 billion+ in RLUSD circulating supply. Notable clients include BBVA Switzerland, Travelex Bank, and Flash Payments. Ripple holds money transmitter licenses and operates under NMLS #2314015. The company has raised $893.9M across 17+ funding rounds, with the latest $500M Series D in November 2025 valuing the company at $40B (secondary market showed $50B in March 2026). Lead investors include Fortress Investment Group, Citadel Securities, Pantera Capital, and Galaxy Digital. In 2025, Ripple completed $4B+ in acquisitions including Hidden Road ($1.25B), GTreasury, Metaco, and Rail to build a one-stop infrastructure shop.
Key Infrastructure
Ripple Payments
Enterprise cross-border payment solutions enabling instant global settlements across 90%+ of global FX markets. Processes over $95 billion in payment volume annually, connecting financial institutions to over 1,000 banking partners.
Ripple Custody
Institutional-grade digital asset custody solution designed for banks and financial institutions with support for over 1,000 custody wallets. Features hardware security module (HSM) protection, multi-signature support, and comprehensive asset coverage.
Ripple USD (RLUSD)
Fully regulated USD-backed stablecoin with over $1.5 billion in circulating supply. Issued under U.S. regulatory framework with reserve attestations, designed for programmable 24/7 global payments.
Ripple Prime Brokerage
Institutional prime brokerage services acquired through Hidden Road acquisition. Provides OTC spot trading, clearing, and financing services for institutional clients across major digital assets.
Ripple Treasury
Enterprise treasury management solution acquired through GTreasury acquisition. Provides corporate treasurers with real-time visibility into fiat and digital liquidity and bank connectivity.
Stablecoin Payments (Rail)
Stablecoin payment infrastructure for creating end-to-end stablecoin payments solution, compliantly connecting fiat and digital asset payment rails for cross-border transactions.
Additional Features
SWIFT Global Integration
Strategic partnership with SWIFT providing Alliance Lite2 cloud-based messaging access and SWIFTRef data for IBAN and ABA validation.
Post-Quantum Cryptography
Multi-phase roadmap targeting full quantum-resistant cryptography readiness on the XRP Ledger by 2028.
XRPL Ecosystem Funding
Over $550 million deployed directly into the XRP Ledger ecosystem since 2017 through grants, builder incentives, and growth programs.
Institutional DeFi Suite
Native on-chain lending protocols, confidential transfers using Zero-Knowledge Proofs, and permissioned markets for regulated tokenized assets scheduled for 2026.
Regulatory Infrastructure
NMLS #2314015 money services business license with conditional OCC approval pending for Ripple National Trust Bank charter.