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Binance Card Verified Card

Earn up to 3% cashback on all your spending

Status: Live

Issued by Binance

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Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

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Binance Card
No back image available
standard
Max Cashback 3%
Fee Forever Free
Card Use Personal
Self Reported
What is this?

Card Overview

Custody Type
custodial
Card Type
Debit Card
Material
Virtual & Plastic
KYC
Standard

Binance Card is a Mastercard debit card that lets you spend crypto directly from your Binance account. It converts crypto to fiat at the point of sale with no annual or issuance fees. Earn up to 3% cashback in BNB on all spending, with cashback rates based on your BNB holdings.

Pros

No issuance or annual fees
Real-time crypto-to-fiat conversion
Integration with Pix for fast BRL top-ups
Up to 3% cashback (during promo periods)
Funds legally protected/segregated (Nest entities)
Earn up to 3% cashback on every purchase
Earn up to 250 BRL/month
Automatic cashback that deposits into your account every month
Spend with Virtual Card Immediately After Applying
Pay anywhere, anytime with crypto

Cons

0.9% fee on every crypto transaction
1-2% FX fee on international purchases
Cashback caps are relatively low
Binance Card Banner

Rewards & Staking

Max Cashback
3%
On eligible purchases
Reward Token
BNB
Paid out in BNB
Staking APY
N/A
On staked assets

Reward specifics

Boost Multiplier N/A
Monthly Cap 250 USD
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A

Staking & Requirements

Required Token BNB (holding, not staking)
Min Stake Amount $0.00
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

Binance Card

Binance Card

Verified

Rates autofilled from this card

Monthly spend $1,000
Spent abroad (FX) 15%
Rates
Cashback 0% FX 0%

Net value / year

$0

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

$0

FX cost

$0

Load fee

$0

Fees

$0

Rewards paid in BNB, a volatile token whose USD value can swing.
Apply for Binance Card Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

BNB
BNB

Tokens

USDT
USDT
USDC
USDC
FDUSD
FDUSD
BNB
BNB
BTC
BTC
ETH
ETH
SOL
SOL
ADA
ADA
LINK
LINK
XRP
XRP

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance Free
Replacement N/A

Physical Card

Material Plastic
Issuance Free
Shipping Free
Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free
FX Fee 1-2%
ATM Withdrawal 2 free/month, then 1.5 USD each
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee N/A
Top Up Fee N/A
Liquidation Fee 0.9% (free for USDC)
Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit 25,000 BRL
Monthly Spend Limit 50,000 BRL
ATM Withdrawal Limit 3,000 BRL/day
Free ATM Limit 2 free/month
Max Balance N/A
Min Balance N/A
Top Up Limits N/A

Technical Features

Integrations

Apple Pay
Google Pay
Contactless

Security

2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking

App & Usability

Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator

Advanced & Global

Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details

Crypto Capabilities

Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No

Funding & Withdrawals

On Ramp
Available
Funding Options
Bank Transfer
Off Ramp
Available
Off-Ramp Options
Bank Transfer

Operations & Support

Support Channels

Support Tier standard
Support Type Email, Chat
Hours 24/7
Dedicated Manager No
Response SLA <6 hours

Geographic Availability

KYC Requirements

Standard
Email ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required

Geographic Availability

Available
Not available
13 countries
View country list (13 countries)
AustriaBrazilBulgariaColombiaDenmarkFinlandFranceGermanyGreeceItalyNetherlandsPolandSpain

Markets where this card can be used. Hover red regions for the restriction reason.

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Community

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Quick Answers

Frequently asked questions about Binance Card

Direct answers to the questions people ask most before they compare or apply for this card.

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