What is Bing Card?
BingCard is a crypto-funded prepaid debit card platform offering both virtual (Visa/Mastercard) and physical (Visa Platinum) cards. It allows users to spend BTC, ETH, USDT, and USDC at merchants worldwide without...
Bing Card 
Virtual & physical crypto cards with no KYC — spend BTC, ETH, USDT & USDC worldwide
Status: Live
Issued by Bing
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Card Overview
Custody Type
custodial
Card Type
Debit Card
Material
Virtual & Plastic
KYC
No KYC
BingCard is a crypto-funded prepaid debit card platform offering both virtual (Visa/Mastercard) and physical (Visa Platinum) cards. It allows users to spend BTC, ETH, USDT, and USDC at merchants worldwide without traditional banking. Virtual cards require no KYC and are issued instantly with spending limits up to $200,000/month. The physical Platinum card requires full KYC and supports ATM withdrawals. Cards are issued by Bingcard, Inc. (incorporated in Canada) and are available globally except the US and certain restricted regions. Crypto is converted to fiat (USD or HKD) at deposit with zero conversion fee, though a 1% cross-border transaction fee applies when spending in non-base currencies.
Pros
No KYC for virtual cards
No annual fee (Star tier)
3-year card validity
Instant card issuance (within 5 minutes)
Low 1% top-up fee
High spending limits (up to $200K/month)
Global acceptance
PayPal, WeChat Pay, Alipay compatible
Cons
No cashback or rewards
Custodial, funds not convertible back to crypto
Unfavorable USDC-to-USD rate (0.956)
Physical card requires full KYC
High physical card issuance fee ($168)
No IBAN support
No staking rewards or yield
Privacy Policy: https://www.bingcard.com/privacy | Not available to US residents. Subject to AML and regulatory requirements. Issued by Bingcard, Inc. (Canada).
Rewards & Staking
Max Cashback
No cashback rewards
On eligible purchases
Reward Token
N/A
Paid out in N/A
Staking APY
N/A
On staked assets
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
Supported Assets
Chains
Card Options
Virtual Card: Instant digital issuanceVirtual Card
Issuance $25 - $40
Replacement N/A
Physical Card
Material Plastic
Issuance $168
Shipping Free
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
Fee Structure Forever Free
FX Fee 1% (cross-border)
ATM Withdrawal 2.5% (physical card)
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee None
Top Up Fee 1% (min $10)
Liquidation Fee 0.5% - 2.5% (by tier)
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit Varies by tier
Monthly Spend Limit $50,000 - $200,000
ATM Withdrawal Limit N/A (virtual) / Available (physical)
Free ATM Limit N/A
Max Balance $200,000/month (Star tier)
Min Balance N/A
Top Up Limits $10 minimum
Technical Features
Integrations
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No
Funding & Withdrawals
On Ramp
AvailableFunding Options
On-Ramp Fees
1%
On-Ramp: Crypto (BTC, ETH, USDT, USDC) deposited directly to card balance. Off-Ramp: Fiat withdrawal via BingCard panel. Cannot convert balance back to crypto.
Off Ramp
AvailableOff-Ramp Options
Card Payout
Off-Ramp Fees
0.5% - 2.5% (by tier)
Operations & Support
Support Channels
Support Tier basic
Support Type Email
Hours 24/7
Dedicated Manager No
Response SLA <24 hours
Geographic Availability
KYC Requirements
No KYCEmail ID
Required
Phone Number
Required
Government ID
Not Required
Home Address
Not Required
Bank Statements
Not Required
Supported Countries of Residence
Available
Not available
188
countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Countries where cardholders can reside to be eligible for this card
Serviceable Coverage Countries
Available
Not available
188
countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe
Countries where the card can be used for transactions
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Community
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Frequently asked questions about Bing Card
Direct answers to the questions people ask most before they compare or apply for this card.
What fees does Bing Card charge?
Key charges include fee model: Forever Free, FX fee: 1% (cross-border), ATM fee: 2.5% (physical card).
Where is Bing Card available?
Bing Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Live.
Which assets can you spend with Bing Card?
supported chains include Bitcoin, Ethereum, Tron, and BNB Chain.
Does Bing Card require KYC or staking?
KYC level: No KYC, staking is not required, custody model: custodial.
Review the official legal details for Bing Card on their website.
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