Bit2Me Card

Q: What rewards does Bit2Me Card offer?

Bit2Me Card offers up to 9% cashback, rewards are paid in B2M, reward caps can reach €7.50–€900/month (tier-dependent), welcome bonus: €15 signup bonus.

Q: What fees does Bit2Me Card charge?

Key charges include fee model: Forever Free, FX fee: 0% Eurozone, 1.75% SEPA (non-EUR), 2% rest of world, ATM fee: €0 Spain, €2.50 Eurozone, €0.55+1% outside Eurozone (min €0.75).

Q: Where is Bit2Me Card available?

Bit2Me Card is available in Albania, Algeria, and Andorra, plus 185 more markets, current status: Live.

Q: Which assets can you spend with Bit2Me Card?

Bit2Me Card supports BTC, ETH, SOL, ADA, and XRP, plus 10 more assets for spending, supported chains include Multi-chain.

Earn up to 7% cashback on all your crypto purchases with Mastercard

Status: Live

Issued by Bit2Me

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

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standard

Card Overview

Custody Type

custodial

Card Type

Debit Card

Material

Virtual & Plastic

KYC

Standard

The Bit2Me Card is a Mastercard debit card powered by Bit2Me, one of Spain's leading crypto exchanges operating since 2014. It lets you spend your cryptocurrency holdings directly at any merchant worldwide that accepts Mastercard — online or in-store — with automatic real-time conversion from your crypto wallet.

Pros

Well-established company

Up to 9% cashback rewards

Cons

Small daily spend allowance of 2,500 EUR

Extremely poor customer service

Rewards & Staking

Max Cashback

On eligible purchases

Reward Token

B2M

Paid out in B2M

Staking APY

Up to 7.5% APY

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap €7.50–€900/month (tier-dependent)

Payout Frequency N/A

Welcome Bonus €15 signup bonus

Referral Bonus Variable (% commission) or fixed (promotional amount, e.g. €15–€20)

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token B2M

Min Stake Amount No fixed minimum

Fiat Value Req N/A

Lock-up Period 3, 6, or 12 months (flexible)

Downgrade Penalty N/A

Supported Assets

Chains

Multi-chain

Tokens

BTC

ETH

SOL

ADA

XRP

DOT

POL

BNB

USDC

USDT

B2M

MATIC

LTC

SHIB

DOGE

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance Free

Replacement N/A

Physical Card

Material Plastic

Issuance Free

Shipping Free

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free

FX Fee 0% Eurozone, 1.75% SEPA (non-EUR), 2% rest of world

ATM Withdrawal €0 Spain, €2.50 Eurozone, €0.55+1% outside Eurozone (min €0.75)

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee None

Top Up Fee N/A

Liquidation Fee 0.95% (crypto wallet)

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit €2,500

Monthly Spend Limit €20,000/month

ATM Withdrawal Limit €300/day

Free ATM Limit €300

Max Balance €200,000/year

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Contactless

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Available

Funding Options

Card Payment Bank Transfer

Off Ramp

Available

Off-Ramp Options

Bank Transfer

Stablecoin Offramp

Supported Stablecoins

USDT, USDC

Operations & Support

Support Channels

Support Tier basic

Support Type Chat, Email

Hours 24/7

Dedicated Manager No

Response SLA <96 hours

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Supported Countries of Residence

Available

Not available

30 countries

View country list (30 countries)

ArgentinaAustriaBelgiumBulgariaCroatiaCyprusCzechia (Czech Republic)DenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandItalyLatviaLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSweden

Countries where cardholders can reside to be eligible for this card

Serviceable Coverage Countries

Available

Not available

188 countries

View country list (188 countries)

AlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe

Countries where the card can be used for transactions

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Quick Answers

Frequently asked questions about Bit2Me Card

Direct answers to the questions people ask most before they compare or apply for this card.

What is Bit2Me Card?

What rewards does Bit2Me Card offer?

Bit2Me Card offers up to 9% cashback, rewards are paid in B2M, reward caps can reach €7.50–€900/month (tier-dependent), welcome bonus: €15 signup bonus.

What fees does Bit2Me Card charge?

Key charges include fee model: Forever Free, FX fee: 0% Eurozone, 1.75% SEPA (non-EUR), 2% rest of world, ATM fee: €0 Spain, €2.50 Eurozone, €0.55+1% outside Eurozone (min €0.75).