What rewards does Bitpanda Card offer?

Bitpanda Card offers up to 1% cashback, rewards are paid in BTC.

What fees does Bitpanda Card charge?

Key charges include fee model: Forever Free, FX fee: 0% + Visa markup, ATM fee: 2% or €2 min.

Where is Bitpanda Card available?

Bitpanda Card is available in AT, BE, and CY, plus 17 more markets, current status: Live.

Which assets can you spend with Bitpanda Card?

Bitpanda Card supports BTC, ETH, BNB, XRP, and ADA, plus 5 more assets for spending, supported chains include Multi-chain.

Bitpanda Card

Earn 1% cashback and spend 600+ crypto assets anywhere Visa is accepted

Status: Live

Issued by Bitpanda

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

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No back image available

platinum

Self Reported

What is this?

Card Overview

Custody Type

custodial

Card Type

Debit Card

Material

Virtual & Plastic

KYC

Standard

The Bitpanda Card is a Visa debit card linked to your Bitpanda investment account. It allows you to spend crypto, metals, and stocks by automatically converting them to EUR at the point of sale. It features a flat 1% cashback on crypto spending and high spending limits for Eurozone residents.

Pros

Free card with no monthly fees

0% FX fees on international spending

1% cashback on crypto asset spending

Instant crypto-to-fiat conversion at purchase

Access to 600+ crypto assets

High daily spending limit

High weekly limit

Popular European CEX with strong regulation

Cons

Only 1% cashback

Cashback excludes fiat, metals, and stablecoins

ATM fee: 2% or €2 (whichever is higher)

Europe-only (not available in US, Asia, etc.)

Custodial - funds held on exchange

Visa markup fees apply for FX transactions

Physical card replacement fee €5.90

Rewards & Staking

Max Cashback

On eligible purchases

Reward Token

BTC

Paid out in BTC

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token BEST

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

Bitpanda Card

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Rewards paid in BTC, a volatile token whose USD value can swing.

Apply for Bitpanda Card Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

Mult

Multi-chain

Tokens

BTC

ETH

BNB

XRP

ADA

SOL

DOGE

MATIC

LTC

DOT

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance Free

Replacement N/A

Physical Card

Material Plastic

Issuance Free

Shipping Free

Replacement €5.90

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free

FX Fee 0% + Visa markup

ATM Withdrawal 2% or €2 min

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit 2%

Inactivity Fee None

Top Up Fee Free

Liquidation Fee Free

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit €10,000

Monthly Spend Limit €280,000

ATM Withdrawal Limit €500/day

Free ATM Limit €500

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Contactless

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Available

Funding Options

Card Payment Bank Transfer

Off Ramp

Available

Off-Ramp Options

Bank Transfer

Operations & Support

Support Channels

Support Tier Basic

Support Type Email

Hours 24/7

Dedicated Manager No

Response SLA <24 hours

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Restricted

Not available

20 countries

View country list (20 countries)

ATBECYDEEEESFIFRGRHRIEITLTLULVMTNLPTSISK

Markets where this card can be used. Hover red regions for the restriction reason.

Region Restrictions

Markets where this card is unavailable, with the reason

CH Not supported - non-euro country
GB Not supported - card is euro area residents only
US Not supported - card is euro area residents only

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Community

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Quick Answers

Frequently asked questions about Bitpanda Card

Direct answers to the questions people ask most before they compare or apply for this card.

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Earn 50 xCURAT points. T&Cs

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