Bitsa Card Verified Card

Prepaid Visa card with crypto top-ups, IBAN & up to 15% cashback

Status: Live

Issued by Verified Bitsa

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Bitsa Card
No back image available
classic
Max Cashback 15% (Bitsa Rewards)
Fee Forever Free
Card Use Personal

Card Overview

Custody Type
custodial
Card Type
Debit Card
Material
Virtual & Plastic
KYC
Standard

Bitsa Card is a prepaid Visa debit card designed for European Economic Area (EEA) residents who want a simple, bank-free way to manage euros and cryptocurrencies in one app. Issued by Pecunpay and operated by BITSA SAS (France), it is available in 27 EEA countries and accepted at millions of Visa merchants worldwide.

Pros

Spain-based card issuer, so some fees are lower for Spain residents
Quick and knowledgeable customer service agents

Cons

Auto-converts crypto deposits to EUR, instead of adding to crypto balance
No crypto swap, just buy/sell to EUR
Help articles haven't been updated for 3+ years
Bitsa Card Banner

Rewards & Staking

Max Cashback
15% (Bitsa Rewards)
On eligible purchases
Reward Token
EUR (Gift Cards / Vouchers)
Paid out in EUR (Gift Cards / Vouchers)
Staking APY
N/A
On staked assets

Reward specifics

Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A

Staking & Requirements

Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A

Supported Assets

Chains

eth
Ethereum
trx
Tron
btc
Bitcoin
Litecoin
Litecoin
Ripple
Ripple

Tokens

BTC
BTC
ETH
ETH
LTC
LTC
XRP
XRP
TRX
TRX
DAI
DAI
ADA
ADA
SOL
SOL
BAT
BAT
DOGE
DOGE
DOT
DOT
AVAX
AVAX
SHIB
SHIB
MATIC
MATIC
DASH
DASH
SUSHI
SUSHI
XTZ
XTZ
LINK
LINK

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance €2.50
Replacement N/A

Physical Card

Material Plastic
Issuance €20
Shipping Free
Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Discounted

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free
FX Fee 1.75% - 2%
ATM Withdrawal Free (Spain); €2.50 (eurozone); €0.55 + 1% intl
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee €120/year + €25/mo after 6mo inactivity
Top Up Fee Free (2/month Free plan, 3/month Move, 4/month Pro); then 1.5%
Liquidation Fee 1.89% - 2.39%
Custody Fee None

Usage Limits & requirements

Daily Spend Limit €1.500
Monthly Spend Limit €1,000/mo (Free); €5,000/mo (Move); Unlimited (Pro)
ATM Withdrawal Limit €350/day (Free); €500/day (Move); €2,000/day (Pro)
Free ATM Limit €450
Max Balance €2,500 (Free); €15,000 (Move); Unlimited (Pro)
Min Balance N/A
Top Up Limits €500/day, €1,000/mo (Free); €1,200/day, €5,000/mo (Move); Unlimited (Pro)

Technical Features

Integrations

Apple Pay
Google Pay
Contactless

Security

2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking

App & Usability

Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator

Advanced & Global

Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details

Crypto Capabilities

Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account Yes
Account Type IBAN
Direct Deposit Yes
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No

Funding & Withdrawals

On Ramp
Available
Funding Options
Card Payment Bank Transfer
On-Ramp Fees
1.5% (after free top-ups); 0-6% via vouchers
On-ramp: Top up via external card (2 free/month on Free plan, 1.5% thereafter), SEPA bank transfer, crypto deposit (auto-converts to EUR), or Bitsa vouchers (0-6% fee). Crypto reloads limited to €10,000/day. Off-ramp: Sell crypto to EUR balance, then withdraw via SEPA transfer (€1 fee for Free plan; free for Pro plan).
Off Ramp
Available
Off-Ramp Options
Bank Transfer
Off-Ramp Fees
1.89% - 2.39% (crypto sell fee)

Operations & Support

Support Channels

Support Tier standard
Support Type Email, Telegram
Hours 24/7
Dedicated Manager No
Response SLA <24 hours

Geographic Availability

KYC Requirements

Standard
Email ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required

Supported Countries of Residence

Available
Not available
27 countries
View country list (27 countries)
AustriaBelgiumCyprusCzechia (Czech Republic)DenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSweden

Countries where cardholders can reside to be eligible for this card

Serviceable Coverage Countries

Available
Not available
188 countries
View country list (188 countries)
AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzechia (Czech Republic)Democratic Republic of the CongoDenmarkDjiboutiDominicaDominican RepublicEast TimorEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaEuropean UnionFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHoly SeeHondurasHungaryIcelandIndiaIndonesiaIraqIrelandIsraelItalyIvory CoastJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestine StatePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSurinameSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUAEUgandaUkraineUnited KingdomUnited StatesUruguayUzbekistanVanuatuVietnamYemenZambiaZimbabwe

Countries where the card can be used for transactions

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Quick Answers

Frequently asked questions about Bitsa Card

Direct answers to the questions people ask most before they compare or apply for this card.

What is Bitsa Card?

Bitsa Card is a prepaid Visa debit card designed for European Economic Area (EEA) residents who want a simple, bank-free way to manage euros and cryptocurrencies in one app. Issued by Pecunpay and operated by BITSA...

What rewards does Bitsa Card offer?

Bitsa Card offers up to 15% (Bitsa Rewards) cashback, rewards are paid in EUR (Gift Cards / Vouchers).

What fees does Bitsa Card charge?

Key charges include fee model: Forever Free, FX fee: 1.75% - 2%, ATM fee: Free (Spain); €2.50 (eurozone); €0.55 + 1% intl, inactivity fee: €120/year + €25/mo after 6mo inactivity.

Where is Bitsa Card available?

Bitsa Card is available in Afghanistan, Albania, and Algeria, plus 185 more markets, current status: Live.

Which assets can you spend with Bitsa Card?

Bitsa Card supports BTC, ETH, LTC, XRP, and TRX, plus 13 more assets for spending, supported chains include Ethereum, Tron, Bitcoin, and Litecoin.

Bitsa Verified

Bitsa is the new way to buy without needing to be linked to a bank account, without worries or ties!

Review the official legal details for Bitsa Card on their website.

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