BRIGHTY CARD
Status: Active
Issued by BRIGHTY
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Card Overview
Custody Type
CUSTODIAL
Card Type
VIRTUAL CARD
Material
Virtual
KYC
Standard
Learn about the BRIGHTY Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, and Pros & Cons.
Pros
Named IBANs and fiat transfers via SEPA, SWIFT and Faster Payments; EUR, GBP and USD accounts
Fiat on/off-ramp plus crypto transfers
DeFi vaults up to 10.41% APY on USDC; ETH, XTZ, EURC and ADA also supported
Three plans: One, Plus and Pro.
Visa virtual/physical cards; Mastercard virtual cards
Free incoming SEPA/Faster Payments and listed crypto deposits on all tiers
13 unique named crypto networks/standards in the current fee schedule.
TON and NPC co-branded cards; six card designs shown
Fireblocks custody, continuous KYT and proof-of-reserves
350K registrations and 1.5B turnover transacted
Apple Pay and Google Pay
Business accounts and For Creators programme available
Cons
One tier: no physical card, €3 SEPA/Faster Payments outgoing, €30K daily/monthly fiat-out limit, no free FX allowance
2% foreign-transaction fee on Visa cards
ATM fees: €3.50 + 3.5% non-EEA on Plus; €3 + 3% on Pro
Physical-card delivery costs €7.99–14.99
Virtual card issuance costs €2.99
Crypto withdrawals can be expensive: BTC €20; major EVM/Solana networks €3
SWIFT is expensive: 0.9% outgoing (min €30) and 0.7% incoming (min €12)
Cashback is variable/merchant-dependent; fixed rates are not publicly disclosed
Custodial model with Fireblocks custody
DeFi yield is variable and carries protocol/asset risk
Plus/Pro subscription pricing is not shown on the public fee schedule
Source Data
Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.
ONE
W BONUS NONE
REG FEE / REQ €2.99
CASHBACK YES
NEED KYC YES
FX FEE UP TO 2%
APR / YIELD YES
CARD TYPE VIRTUAL CARD
CARD NETWORK visaVisamastercardMastercard
BLOCKCHAIN ethereumETHEREUMbitcoinBITCOINtronTRONcardanoCARDANONativeTEZOS
REGION EUUK
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT €15,000
Compare all tiers
| Detail | ONE | PLUS | PRO |
|---|---|---|---|
| W BONUS | NONE | NONE | NONE |
| REG FEE / REQ | €2.99 | €2.99 | €2.99 |
| CASHBACK | YES | YES | YES |
| NEED KYC | YES | YES | YES |
| FX FEE | UP TO 2% | UP TO 2% | UP TO 2% |
| APR / YIELD | YES | YES | YES |
| CARD TYPE | VIRTUAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | visa, Visa, mastercard, Mastercard | visa, Visa, mastercard, Mastercard | visa, Visa, mastercard, Mastercard |
| BLOCKCHAIN | ethereum, ETHEREUM, bitcoin, BITCOIN, tron, TRON, cardano, CARDANO, Native, TEZOS | ethereum, ETHEREUM, bitcoin, BITCOIN, tron, TRON, cardano, CARDANO, Native, TEZOS | ethereum, ETHEREUM, bitcoin, BITCOIN, tron, TRON, cardano, CARDANO, Native, TEZOS |
| REGION | EU, UK | EU, UK | EU, UK |
| WALLET TYPE | CUSTODIAL | CUSTODIAL | CUSTODIAL |
| MOBILE PAY | YES | YES | YES |
| BANK TRANSFER | YES | YES | YES |
| ATM LIMIT | NOT DISCLOSED | NOT DISCLOSED | NOT DISCLOSED |
| DAILY LIMIT | €15,000 | €15,000 | €50,000 |
Rewards & Staking
Max Cashback
Cashback not disclosed
On eligible purchases
Reward Token
N/A
Payout details not disclosed
APR / Yield
YES
See provider for terms
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus NONE
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
ROI Calculator
What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.
Inputs
BRIGHTY CARD
Rates autofilled from this card
Monthly spend $1,000
Spent abroad (FX) 15%
Rates
Cashback 0% FX 0%
Net value / year
$0
$0 / month · +0.00% effective
Effective rate
+0.00%
Break-even spend
Any spend
Cashback
$0
FX cost
$0
Load fee
$0
Fees
$0
Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.
Supported Assets
Chains
Nati
Card Options
Virtual Card: Instant digital issuanceVirtual Card
Issuance N/A
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
REG FEE / REQ €2.99
FX Fee UP TO 2%
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee N/A
Top Up Fee N/A
Liquidation Fee N/A
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit €15,000
Monthly Spend Limit N/A
ATM Withdrawal Limit NOT DISCLOSED
Free ATM Limit N/A
Max Balance N/A
Min Balance N/A
Top Up Limits N/A
Technical Features
Integrations
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account N/A
Account Type N/A
Direct Deposit N/A
Bill Pay N/A
Instant Issuance N/A
Self Custody No
Dual Mode (Switch) N/A
Funding & Withdrawals
On Ramp
Not AvailableOff Ramp
Not AvailableOperations & Support
Support Channels
Support Tier N/A
Support Type N/A
Hours N/A
Dedicated Manager No
Response SLA N/A
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Geographic Availability
Available
Not available
2
countries
View country list (2 countries)
EUUK
Markets where this card can be used. Hover red regions for the restriction reason.
Excluded Regions
Regions where this card is not available
IranIraqSyriaYemenCubaSomaliSudan
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Frequently asked questions about BRIGHTY CARD
Direct answers to the questions people ask most before they compare or apply for this card.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
Funding Methods
Bank Transfer
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