CRYPTO.COM
Status: Active
Issued by CRYPTO.COM
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Card Overview
Custody Type
CUSTODIAL
Card Type
VIRTUAL AND PHYSICAL CARD
Material
Virtual
KYC
Standard
Learn about the CRYPTO.COM Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, and Pros & Cons.
Pros
Up to 5% CRO cashback at Obsidian tier
Level Up subscription option for Plus/Pro tiers (no CRO stake needed)
No FX fees for Plus+ tiers in UK/EU; Private+ tiers in US
Free tier available (Midnight Blue) with no staking required
Physical and virtual card options
SEPA transfers available via Cash Account
Airport lounge access for annual Pro subscribers and Private tiers
Streaming rebates: Spotify + Truth+ (Plus), Spotify + Netflix + Truth+ (Pro+), Permanent (Private)
Cons
Midnight Blue (Basic) earns 0% cashback
Plus/Pro in US still charge 3% FX fee (only Private+ is 0% in US)
Plus/Pro have monthly cashback caps ($25/$75)
Private tiers require $50K+ CRO stake
Subscription rebates expire after 3-6 months for Plus/Pro
$4.95/month inactivity fee after 12 months of no transactions
Rewards paid in CRO (volatile cryptocurrency)
Source Data
Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.
MIDNIGHT BLUE
W BONUS NONE
REG FEE / REQ FREE
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 3%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visaVisa
BLOCKCHAIN ethereumETHEREUMbitcoinBITCOINNativeCRONOSarbitrumARBITRUMbaseBASE
REGION USAEUUK
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $500
DAILY LIMIT $10,000
Compare all tiers
| Detail | MIDNIGHT BLUE | RUBY STEEL | JADE GREEN | ICY WHITE | OBSIDIAN | PRIME |
|---|---|---|---|---|---|---|
| W BONUS | NONE | NONE | NONE | NONE | NONE | NONE |
| REG FEE / REQ | FREE | $39.90/YEAR | $249.90/YEAR | $50,000 CRO STK | $500,000 CRO STK | $1,000,000 CRO Staking |
| CASHBACK | 0% | UP TO $25 | UP TO $75 | 4% | 5% | 8% |
| NEED KYC | YES | YES | YES | YES | YES | YES |
| FX FEE | UP TO 3% | UP TO 3% | UP TO 3% | 0% | 0% | NOT DISCLOSED |
| APR / YIELD | YES | YES | YES | YES | YES | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | visa, Visa | visa, Visa | visa, Visa | visa, Visa | visa, Visa | visa, Visa |
| BLOCKCHAIN | ethereum, ETHEREUM, bitcoin, BITCOIN, Native, CRONOS, arbitrum, ARBITRUM, base, BASE | ethereum, ETHEREUM, bitcoin, BITCOIN, Native, CRONOS, arbitrum, ARBITRUM, base, BASE | ethereum, ETHEREUM, bitcoin, BITCOIN, Native, CRONOS, arbitrum, ARBITRUM, base, BASE | ethereum, ETHEREUM, bitcoin, BITCOIN, Native, CRONOS, arbitrum, ARBITRUM, base, BASE | ethereum, ETHEREUM, bitcoin, BITCOIN, Native, CRONOS, arbitrum, ARBITRUM, base, BASE | ethereum, ETHEREUM, bitcoin, BITCOIN, Native, CRONOS, arbitrum, ARBITRUM, base, BASE |
| REGION | USA, EU, UK | USA, EU, UK | USA, EU, UK | USA, EU, UK | USA, EU, UK | USA, EU, UK |
| WALLET TYPE | CUSTODIAL | CUSTODIAL | CUSTODIAL | CUSTODIAL | CUSTODIAL | CUSTODIAL |
| MOBILE PAY | YES | YES | YES | YES | YES | YES |
| BANK TRANSFER | YES | YES | YES | YES | YES | YES |
| ATM LIMIT | $500 | $1,000 | $2,000 | $2,000 | $2,000 | NOT DISCLOSED |
| DAILY LIMIT | $10,000 | $25,000 | $25,000 | $25,000 | $25,000 | NOT DISCLOSED |
Rewards & Staking
Max Cashback
No cashback rewards
On eligible purchases
Reward Token
N/A
Payout details not disclosed
APR / Yield
YES
See provider for terms
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus NONE
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
ROI Calculator
What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.
Inputs
CRYPTO.COM
Rates autofilled from this card
Monthly spend $1,000
Spent abroad (FX) 15%
Rates
Cashback 0% FX 0%
Net value / year
$0
$0 / month · +0.00% effective
Effective rate
+0.00%
Break-even spend
Any spend
Cashback
$0
FX cost
$0
Load fee
$0
Fees
$0
Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.
Supported Assets
Chains
Nati
CRON
Card Options
Virtual Card: Instant digital issuanceVirtual Card
Issuance N/A
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
REG FEE / REQ FREE
FX Fee UP TO 3%
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee N/A
Top Up Fee N/A
Liquidation Fee N/A
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit $10,000
Monthly Spend Limit N/A
ATM Withdrawal Limit $500
Free ATM Limit N/A
Max Balance N/A
Min Balance N/A
Top Up Limits N/A
Technical Features
Integrations
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account N/A
Account Type N/A
Direct Deposit N/A
Bill Pay N/A
Instant Issuance N/A
Self Custody No
Dual Mode (Switch) N/A
Funding & Withdrawals
On Ramp
Not AvailableOff Ramp
Not AvailableOperations & Support
Support Channels
Support Tier N/A
Support Type N/A
Hours N/A
Dedicated Manager No
Response SLA N/A
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Geographic Availability
Available
Not available
32
countries
View country list (32 countries)
AustriaBelgiumBulgariaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLatviaLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenSwitzerlandUnited KingdomUSA
Markets where this card can be used. Hover red regions for the restriction reason.
Excluded Regions
Regions where this card is not available
AfghanistanBelarusCubaIranIraqNorth KoreaRussiaSyriaUkraineMyanmar
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Frequently asked questions about CRYPTO.COM
Direct answers to the questions people ask most before they compare or apply for this card.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
Funding Methods
Bank Transfer
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