WHERE IS THE EXA CARD ISSUED?

The Exa Card is issued in Puerto Rico, USA.

WHAT FEES ARE ASSOCIATED WITH THE USAGE OF THE EXA CARD?

There is no fee associated with the issuance of the card or any kind of maintenance; it's completely free to get and maintain your Exa Card. There are no gas fees for on-chain transactions, since we will be sponsoring the gas. For debit card purchases made in USD, there are no fees associated. For purchases made in other currencies, there is a 1.5% fee included in the currency rates.

DO I HAVE TO UNDERGO KNOW YOUR CUSTOMER (KYC) TO UTILIZE THE EXA APP?

All users who wish to use the Exa Card and access all the functionalities of the Exa App must undergo a KYC process to ensure we remain compliant with the regulations and successfully merge with the existing payment rails in the real world.

HOW DOES THE FUNDING WORK?

Exa Loans provides you with the ability to borrow USDC, ETH, or WBTC at a fixed interest rate, using the assets in your Exa account as collateral. This means you can get the liquidity you need while maintaining your crypto positions. Our loans are designed to be flexible and transparent, putting you in control of your finances.

EXA CARD

Status: Active

Issued by EXA

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EXA CARD

Card Overview

Custody Type

NON CUSTODIAL

Card Type

VIRTUAL CARD

Material

Virtual

KYC

Standard

Learn about the EXA Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, Pros & Cons, and FAQs.

Pros

Self-custodial wallet

Free card issuance and no monthly fees

Apple Pay and Google Pay supported

20% off Airalo eSIMs with Exa Card

Pax Assistance benefit included

ACH, SEPA, and wire transfers for fiat on/off ramps

Earn yield on idle crypto while borrowing

Debt refinancing and partial payments

Multi-network token swaps

Visa Signature benefits: airport lounges (pay-per-use), purchase protection ($5k/event, $10k/year), car rental insurance (up to 31 days), price protection (30 days), extended warranty, Visa Luxury Hotel Collection (900+ hotels), Visa Digital Concierge (24/7 phone + chat)

Cons

No cashback or rewards program

1.5% foreign transaction fee on non-USD purchases

No physical card

Variable/undisclosed APR based on Exactly Protocol conditions

No IBAN/SWIFT for fiat transfers

Source Data

Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.

EXA CARD

W BONUS NONE

REG FEE / REQ FREE

CASHBACK 0%

NEED KYC YES

FX FEE UP TO 1.5%

APR / YIELD YES

CARD TYPE VIRTUAL CARD

CARD NETWORK visaVisa

BLOCKCHAIN optimismOPTIMISM

REGION USALATAMGLOBAL

WALLET TYPE NON CUSTODIAL

MOBILE PAY YES

BANK TRANSFER YES

ATM LIMIT $1,000

DAILY LIMIT $10,000/WEEK

Source: exa-card Updated 2026-09-15T08:54:58+00:00 · reviewed data

Rewards & Staking

Max Cashback

No cashback rewards

On eligible purchases

Reward Token

N/A

Payout details not disclosed

APR / Yield

YES

See provider for terms

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus NONE

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

EXA CARD

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

optimism

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance N/A

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

REG FEE / REQ FREE

FX Fee UP TO 1.5%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit $10,000/WEEK

Monthly Spend Limit N/A

ATM Withdrawal Limit $1,000

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account N/A

Account Type N/A

Direct Deposit N/A

Bill Pay N/A

Instant Issuance N/A

Self Custody Yes

Dual Mode (Switch) N/A

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

47 countries

View country list (47 countries)

Antigua & BarbudaArgentinaAustraliaBahamasBarbadosBelizeBoliviaBrazilCayman IslandsColombiaCosta RicaCôte d'IvoireDominican RepublicEcuadorEl SalvadorGhanaGrenadaGuatemalaGuyanaHondurasHong KongJapanKenyaMalaysiaMexicoMoroccoNew ZealandNigeria (conditional approval)PakistanPanamaParaguayPeruPhilippinesSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSenegalSingaporeSouth AfricaSurinameTrinidad and TobagoTurks & Caicos IslandsUAEUgandaUruguayUSAZambia

Markets where this card can be used. Hover red regions for the restriction reason.

Excluded Regions

Regions where this card is not available

RussiaBelarusBangladeshVenezuelaCubaIranSyriaNorth KoreaUkraineTurkeyMainland ChinaIndiaVietnamNepalIraqMyanmarNicaragua

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Quick Answers

Frequently asked questions about EXA CARD

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

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Funding Methods

Bank Transfer

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