Gnosis Pay is the world’s first on-chain spending account with a Visa® Debit Card linked to a self-custodial blockchain wallet.

WHAT CAN I DO WITH THE GNOSIS PAY CARD?

You can use the card just like you use any other debit card. Top up your Gnosis Pay account with EURe and spend it at over 80+ Million Visa merchants worldwide.

ARE THERE ANY PERKS/REWARDS IF I ORDER THE CARD?

All early adopters were whitelisted for the OG NFT which brings exclusive product and IRL experiences. Early users also get access to zero fees (no transaction fees, no foreign exchange fees, no off ramping fees).

HOW DO I ORDER THE GNOSIS PAY CARD?

You will need to have EURe on Gnosis Chain to order the card. You can see the step by step process here.

WHO IS ELIGIBLE FOR THE GNOSIS PAY CARD?

Anyone above 18 years of age and resident in one of the eligible countries can purchase a Gnosis Pay Card pending a KYC Approval.

GNOSIS PAY CARD

Status: Active

Issued by GNOSIS PAY

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

Want to earn xCURAT points? Sign In & Apply

Apply Now Compare Card

No back image available

0.1 GNO

Card Overview

Custody Type

NON CUSTODIAL

Card Type

VIRTUAL AND PHYSICAL CARD

Material

Virtual

KYC

Standard

Learn about the GNOSIS PAY Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, and Pros & Cons.

Pros

Truly self-custodial, funds never leave your Safe wallet

No preloading required (spend directly from wallet)

Free virtual + physical card (no issuance cost)

Up to 5% cashback in GNO (4 tiers: 0.1/1/10/100 GNO)

No FX fees (Visa rate only)

EUR IBAN for SEPA transfers (free, receive-only)

On-chain transparency for every transaction

Backed by Gnosis Ltd. ecosystem (Gnosis Chain, Safe Protocol)

Open API for B2B white-label card programs

Cons

Physical card replacement: €4.99

Limited to 37 countries (Europe + Latin America only)

Cashback requires holding GNO tokens (exposure to token volatility)

ATM limited to €500/day, only 5 free withdrawals/month

Only EUR/GBP/USD stablecoins supported (EURe, GBPe, USDCe)

IBAN is receive-only

Requires crypto knowledge (web3 wallet, gas fees for transfers)

Source Data

Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.

0.1 GNO 1 GNO 10 GNO 100 GNO

0.1 GNO

W BONUS NONE

REG FEE / REQ 0.1 GNO

CASHBACK 1%

NEED KYC YES

FX FEE 0%

APR / YIELD NO

CARD TYPE VIRTUAL AND PHYSICAL CARD

CARD NETWORK visaVisa

BLOCKCHAIN gnosisGNOSIS

REGION EUUKLATAM

WALLET TYPE NON CUSTODIAL

MOBILE PAY YES

BANK TRANSFER YES

ATM LIMIT €500

DAILY LIMIT $8,000

Compare all tiers

Detail	0.1 GNO	1 GNO	10 GNO	100 GNO
W BONUS	NONE	NONE	NONE	NONE
REG FEE / REQ	0.1 GNO	1 GNO	10 GNO	100 GNO
CASHBACK	1%	2%	3%	4%
NEED KYC	YES	YES	YES	YES
FX FEE	0%	0%	0%	0%
APR / YIELD	NO	NO	NO	NO
CARD TYPE	VIRTUAL AND PHYSICAL CARD	VIRTUAL AND PHYSICAL CARD	VIRTUAL AND PHYSICAL CARD	VIRTUAL AND PHYSICAL CARD
CARD NETWORK	visa, Visa	visa, Visa	visa, Visa	visa, Visa
BLOCKCHAIN	gnosis, GNOSIS	gnosis, GNOSIS	gnosis, GNOSIS	gnosis, GNOSIS
REGION	EU, UK, LATAM	EU, UK, LATAM	EU, UK, LATAM	EU, UK, LATAM
WALLET TYPE	NON CUSTODIAL	NON CUSTODIAL	NON CUSTODIAL	NON CUSTODIAL
MOBILE PAY	YES	YES	YES	YES
BANK TRANSFER	YES	YES	YES	YES
ATM LIMIT	€500	€500	€500	€500
DAILY LIMIT	$8,000	$8,000	$8,000	$8,000

Source: gnosis-pay-card Updated 2026-08-22T10:14:00+00:00 · reviewed data

Rewards & Staking

Max Cashback

On eligible purchases

Reward Token

N/A

Payout details not disclosed

APR / Yield

See provider for terms

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus NONE

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

GNOSIS PAY CARD

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

gnosis

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance N/A

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

REG FEE / REQ 0.1 GNO

FX Fee 0%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit $8,000

Monthly Spend Limit N/A

ATM Withdrawal Limit €500

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account N/A

Account Type N/A

Direct Deposit N/A

Bill Pay N/A

Instant Issuance N/A

Self Custody Yes

Dual Mode (Switch) N/A

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

37 countries

View country list (37 countries)

ArgentinaAustriaBelgiumBoliviaBrazilBulgariaColombiaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLatviaLiechtensteinLithuaniaLuxembourgMaltaMexicoNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenSwitzerlandUnited Kingdom

Markets where this card can be used. Hover red regions for the restriction reason.

Excluded Regions

Regions where this card is not available

AfghanistanBelarusCentral African RepublicCrimea (region of Ukraine)CubaDemocratic Republic of the CongoHaitiIranIraqLebanonLibyaMaliMyanmar (Burma)NicaraguaNorth KoreaRussiaSomaliaSouth SudanSyriaVenezuelaYemenZimbabwe

Customer Reviews

0.0

0 reviews

Write a review

No reviews yet. Be the first to share your experience.

Quick Answers

Frequently asked questions about GNOSIS PAY CARD

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

GNOSIS PAY

Claim this profile

Funding Methods

Bank Transfer

Command your finances.

Earn 50 xCURAT points. T&Cs

Apply for GNOSIS PAY CARD Report incorrect information

Command your finances.

Earn 50 xCURAT points. T&Cs

Apply for GNOSIS PAY CARD Report incorrect information

Claim 50 xCURAT points upon application!

T&Cs apply

Apply Now