WHAT'S AN IMTOKEN CARD?

imToken Card is a collection of co-branded cards in partnership with reputable and licensed issuers. It's designed to unleash the spending power of your tokens, integrating digital assets into your everyday spending.

WHAT IS SPECIAL ABOUT THIS IMTOKEN CARD ( ISSUED BY FIAT24 )?

imToken Card is a multi-currency Mastercard that supports USD, EUR, CHF, and RMB (CNH). Each account comes with a multi-currency cash account linked to a Swiss IBAN. You can top up with tokens or via bank wire transfer. It's ideal for crypto enthusiasts, international travelers, and cross-border purchases and subscriptions.

WHO CAN APPLY IMTOKEN CARD?

Anyone can apply with a proper passport / ID in the supported countries. For details on supported countries / regions, please visit the official Fiat24 website and select “MasterCard” .

WHAT ARE THE FEES FOR THE IMTOKEN CARD?

imToken Card uses an NFT as a credential for both applying for and using the card. A minting fee of 0.001 ETH is required when applying. The card also charges a 1% fee for token top-ups. There are no foreign exchange fees, currency conversion fees, fiat deposit fees, transaction fees for same-currency or cross-currency payments, and no annual fee Note: Additional charges may apply for bank settlements and exchange rate discrepancies. Please refer to the actual transaction for the exact fees. imToken will be launching a rebate plan soon. Stay tuned!

HOW TO APPLY IMTOKEN CARD?

Go to https://token.im/card and scan the QR code to mint the account NFT. Next, connect to the Fiat24 DApp for KYC. Please turn on your GPS, and have your physical passport ready.

IMTOKEN CARD

Status: Active

Issued by IMTOKEN

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IMTOKEN CARD

Card Overview

Custody Type

NON CUSTODIAL

Card Type

VIRTUAL CARD

Material

Virtual

KYC

Standard

Learn about the IMTOKEN Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, and Pros & Cons.

Pros

Non-custodial

Swiss IBAN with FINMA regulation

Zero annual fee

No FX fee for same-currency

Supports ETH, USDC, USDT on Arbitrum

Cons

Virtual card only (no physical)

1% top-up fee on crypto

NOT available in US

Requires passport for KYC

Refund processing fee (1 USD/EUR/CHF or 7 CNH per refund)

Source Data

Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.

IMTOKEN CARD

W BONUS NONE

REG FEE / REQ 0.001 ETH

CASHBACK 0%

NEED KYC YES

FX FEE UP TO 1.5%

APR / YIELD NO

CARD TYPE VIRTUAL CARD

CARD NETWORK mastercardMastercard

BLOCKCHAIN arbitrumARBITRUM

REGION EUUKLATAMGLOBAL

WALLET TYPE NON CUSTODIAL

MOBILE PAY YES

BANK TRANSFER YES

ATM LIMIT NOT DISCLOSED

DAILY LIMIT €10,000

Source: imtoken-card Updated 2026-08-20T08:48:04+00:00 · reviewed data

Rewards & Staking

Max Cashback

No cashback rewards

On eligible purchases

Reward Token

N/A

Payout details not disclosed

APR / Yield

See provider for terms

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus NONE

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

IMTOKEN CARD

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

arbitrum

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance N/A

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

REG FEE / REQ 0.001 ETH

FX Fee UP TO 1.5%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit €10,000

Monthly Spend Limit N/A

ATM Withdrawal Limit NOT DISCLOSED

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account N/A

Account Type N/A

Direct Deposit N/A

Bill Pay N/A

Instant Issuance N/A

Self Custody Yes

Dual Mode (Switch) N/A

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

57 countries

View country list (57 countries)

ArgentinaAustraliaAustriaBelgiumBrazilBulgariaCanadaChileColombiaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGhanaGreeceHungaryIcelandIndiaIndonesiaIrelandItalyJapanKenyaLatviaLiechtensteinLithuaniaLuxembourgMalaysiaMaltaMexicoNetherlandsNew ZealandNigeriaNorwayPeruPhilippinesPolandPortugalRomaniaSingaporeSlovakiaSloveniaSouth AfricaSpainSwedenSwitzerlandTanzaniaThailandUgandaUnited Arab EmiratesUnited KingdomVietnamZambia

Markets where this card can be used. Hover red regions for the restriction reason.

Excluded Regions

Regions where this card is not available

United StatesIranNorth KoreaRussiaSyriaCubaVenezuelaAfghanistanBelarusBurmaBurundiCentral African RepublicChinaCongoEritreaHaitiIraqLebanonLiberiaLibyaMaliNicaraguaSomaliaSouth SudanSudanUkraineYemenZimbabwe

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Quick Answers

Frequently asked questions about IMTOKEN CARD

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

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Funding Methods

Bank Transfer

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