HOW TO CONNECT AN EXTERNAL CRYPTO WALLET?

Step 1 - Access the Wallet Tab Open the app and tap on the Wallet tab in the bottom navigation. Step 2 - Connect Your External Wallet Tap Deposit USDC then Connect Wallet. Choose your EVM-compatible wallet (e.g., MetaMask, Core Wallet). Once approved in your wallet app, it will show as connected Step 3 - Approve USDC (Pre-Authorization) Enter the amount of USDC you want to make available, then tap Approve USDC. (This step lets kardPay access that specific USDC amount from your wallet.) When approval is done, the button changes to Completed. Step 4 - Deposit USDC Tap Deposit USDC to KardPay wallet. Confirm the transaction from your external wallet. Once processed, you will see a confirmation screen. Step 5- Check Your Wallet Balance Go back to the Wallet page, your balance is now updated!

HOW TO WITHDRAW FUNDS?

In the Withdraw section you can send funds back to any wallet. You just need to paste a recipient adress and select to amount to withdraw. You can’t withdraw your funds once topped-up on the card.

CAN I ORDER A PHYSICAL CARD ?

Physical cards will be available q3 2026.

WHAT'S THE CARD VALIDITY PERIOD ?

The virtual card is valid for 2 years.

WHAT ARE THE AVAILABLE CHAINS FOR TOPUPS ?

You can deposit from ethereum, base, arbitrum, hyperevm, avalanche, BSC, Monad, polygon.

WHAT ELSE CAN YOU DO ON KARDPAY ?

You can purchase esims and gift cards without any kyc, more to come...

KARDPAY CARD

Status: Active

Issued by KARDPAY

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CORE

Card Overview

Custody Type

NON CUSTODIAL

Card Type

VIRTUAL CARD

Material

Virtual

KYC

No KYC

Learn about the KARDPAY Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, and Pros & Cons.

Pros

INSTANT VIRTUAL CARD ISSUANCE

UPCOMING PHYSICAL CARD

APPLE PAY AND GOOGLE PAY SUPPORT

VISA OR MASTERCARD DEPENDING ON REGION

ONE TIME CARD PURCHASE

UP TO 2% CASHBACK WITH KDY STAKING

THREE CASHBACK STAKING TIERS

UP TO $1M MONTHLY SPENDING LIMIT

PRIVATE CONCIERGE (ELITE)

ELITE CUSTOMER SUPPORT

TOP UP FEES AS LOW AS 3%

UP TO $1,500 DAILY ATM WITHDRAWALS

INTEGRATED eSIM AND GIFT CARDS

DESIGNED FOR GLOBAL TRAVEL

Cons

CUSTODIAL

ONE TIME CARD PURCHASE REQUIRED

TOP UP FEES UP TO 5%

PREMIUM TIERS REDUCE BUT DO NOT REMOVE TOP UP FEES

CASHBACK REQUIRES KDY STAKING

KDY STAKING LOCKED FOR 180 DAYS

PHYSICAL CARD NOT YET GENERALLY AVAILABLE

HIGHER LIMITS REQUIRE PREMIUM TIERS

PRIVATE CONCIERGE LIMITED TO ELITE

ONE YEAR CARD VALIDITY

PHYSICAL ELITE CARD CURRENTLY PREORDER ONLY

Source Data

Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.

CORE PRO ELITE PHYSICAL (SOON)

CORE

W BONUS NONE

REG FEE / REQ $29

CASHBACK 0%

NEED KYC NO

FX FEE 1%

APR / YIELD YES

CARD TYPE VIRTUAL CARD

CARD NETWORK mastercardMastercard

BLOCKCHAIN tronTRONavalancheAVALANCHEsolanaSOLANAethereumETHEREUMbscBSC

REGION USAUKEULATAMGLOBAL

WALLET TYPE NON CUSTODIAL

MOBILE PAY YES

BANK TRANSFER NO

ATM LIMIT $0

DAILY LIMIT $10,000

Compare all tiers

Detail	CORE	PRO	ELITE	PHYSICAL (SOON)
W BONUS	NONE	NONE	NONE	NONE
REG FEE / REQ	$29	$99	$299	$299
CASHBACK	0%	0%	0%	0%
NEED KYC	NO	NO	NO	NO
FX FEE	1%	1%	1%	1%
APR / YIELD	YES	YES	YES	YES
CARD TYPE	VIRTUAL CARD	VIRTUAL CARD	VIRTUAL CARD	PHYSICAL CARD
CARD NETWORK	mastercard, Mastercard	mastercard, Mastercard	mastercard, Mastercard	mastercard, Mastercard
BLOCKCHAIN	tron, TRON, avalanche, AVALANCHE, solana, SOLANA, ethereum, ETHEREUM, bsc, BSC	tron, TRON, avalanche, AVALANCHE, solana, SOLANA, ethereum, ETHEREUM, bsc, BSC	tron, TRON, avalanche, AVALANCHE, solana, SOLANA, ethereum, ETHEREUM, bsc, BSC	tron, TRON, avalanche, AVALANCHE, solana, SOLANA, ethereum, ETHEREUM, bsc, BSC
REGION	USA, UK, EU, LATAM, GLOBAL	USA, UK, EU, LATAM, GLOBAL	USA, UK, EU, LATAM, GLOBAL	USA, UK, EU, LATAM, GLOBAL
WALLET TYPE	NON CUSTODIAL	NON CUSTODIAL	NON CUSTODIAL	NON CUSTODIAL
MOBILE PAY	YES	YES	YES	YES
BANK TRANSFER	NO	NO	NO	NO
ATM LIMIT	$0	0	0	$1,500
DAILY LIMIT	$10,000	$50,000/M	500,000/M	100,000/M

Source: kardpay-card Updated 2026-09-09T09:59:58+00:00 · reviewed data

Rewards & Staking

Max Cashback

No cashback rewards

On eligible purchases

Reward Token

N/A

Payout details not disclosed

APR / Yield

YES

See provider for terms

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus NONE

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

KARDPAY CARD

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

tron

avalanche

solana

ethereum

bsc

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance N/A

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

REG FEE / REQ $29

FX Fee 1%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit $10,000

Monthly Spend Limit N/A

ATM Withdrawal Limit $0

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account N/A

Account Type N/A

Direct Deposit N/A

Bill Pay N/A

Instant Issuance N/A

Self Custody Yes

Dual Mode (Switch) N/A

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

No KYC

Email ID

Required

Phone Number

Required

Government ID

Not Required

Home Address

Not Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

171 countries

View country list (171 countries)

AlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBangladeshBarbadosBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeChadChileChinaColombiaComorosCongoCosta RicaCroatiaCyprusCzech RepublicDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEstoniaEswatiniEthiopiaFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHondurasHungaryIcelandIndiaIndonesiaIrelandIsraelItalyJamaicaJapanJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLesothoLiberiaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaltaMarshall IslandsMauritaniaMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew ZealandNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestinePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSouth AfricaSouth KoreaSpainSri LankaSurinameSwedenSwitzerlandTajikistanTanzaniaThailandTimor-LesteTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVatican CityVietnamZambia.

Markets where this card can be used. Hover red regions for the restriction reason.

Excluded Regions

Regions where this card is not available

AfghanistanBelarusCubaNorth KoreaIranSyriaSudanVenezuelaRussian FederationSouth SudanLibyaRussiaMyanmarBurundiCentral African RepublicSomaliaZimbabweUkraine.

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Quick Answers

Frequently asked questions about KARDPAY CARD

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

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