How much does the card cost to issue?

$0 per card plus shipping cost for physical cards. No annual fees, no credit check fees. Virtual cards are free and unlimited.

Can I withdraw cash from ATMs?

Not disclosed in public-facing documentation. As a corporate commercial card, ATM cash withdrawals are not a promoted feature and may not be supported. The Card Agreement lists "cash withdrawals" and "cash advances" among non-qualifying purchases for rewards.

What card networks does this card support?

Visa. The Meow Card is issued by Cross River Bank and can be used anywhere Visa cards are accepted. The separate Airwallex Commercial Card (for currency-specific use) is issued by Community Federal Savings Bank.

What bank transfer types does Meow support (ACH, SEPA, IBAN, SWIFT)?

ACH (Domestic US): YES — $0 fee. Standard and same-day ACH available. Domestic Wire (US): YES — $0 fee. International SWIFT Wire: YES — $0 fee. Send and receive SWIFT wires internationally. SEPA: NOT SUPPORTED — Meow uses US partner banks, no European banking license. IBAN: NO — US-based routing number + account number only. No European IBAN. International Payouts: 50+ currencies via Airwallex (local payment rails where available). Checks: Send physical checks and deposit checks digitally — $0 fee. USDC/USDT: Send/receive on Ethereum, Solana, Base — $0 fee.

MEOW CARD

Status: Active

Issued by Meow

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No back image available

Standard

Self Reported

What is this?

Card Overview

Custody Type

custodial

Card Type

debit

Material

Plastic

KYC

Full

Pros

No annual fee, no minimums, no credit check

2.5% cashback on AI spend categories

Up to 1.5% cashback on standard purchases

Unlimited virtual and physical cards

Custom daily/weekly/monthly/per-transaction spend limits per card

Save average 2% on foreign currency fees vs standard Visa rates

Apple Pay and Google Pay compatible

Issued by Cross River Bank (FDIC member)

Cons

Cashback excludes non-USD transactions, cash withdrawals, and prepaid card purchases

2.5% rate limited to eligible AI spend only; standard rate is up to 1.5%

Detailed ATM fee schedule not publicly disclosed

Rewards program can be changed or cancelled without notice

Rewards & Staking

Max Cashback

2.5%

On eligible purchases

Reward Token

N/A

Paid out monthly

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

MEOW CARD

Self Reported

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Apply for MEOW CARD Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

Base

ETHEREUM

SOLANA

Card Options

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Free

FX Fee UP TO 3%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit NOT DISCLOSED

Monthly Spend Limit N/A

ATM Withdrawal Limit NOT DISCLOSED

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type Email, Slack, Help Center

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Full

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Required

Geographic Availability

Available

Restricted

Not available

1 country

View country list (1 country)

Markets where this card can be used. Hover red regions for the restriction reason.

Region Restrictions

Markets where this card is unavailable, with the reason

non-US Companies organized and/or registered outside the United States are not permitted to use the Service per Meow Terms of Service

Sources & Provenance

Official · 27

27 source citations across 27 fields, captured during the latest research run.

Customer Reviews

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Community

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Quick Answers

Frequently asked questions about MEOW CARD

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

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Funding Methods

ACHWireUSDCUSDT

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