IS THE NEXO CARD FREE?

The virtual Nexo Card can be activated once you have at least $50 to your Nexo account. You can spend that balance instantly. There’s also free shipping for the physical Nexo Card. To order a physical card, you need an account balance above $5,000 worth of digital assets and at least a Gold Loyalty Tier.

HOW TO ACTIVATE MY CRYPTO CARD?

There are two types of Nexo card, a virtual and physical one. Activating your virtual Nexo Card is almost instantaneous and done through your Nexo app. For a detailed step-by-step guide, visit our Help Center article. To order and activate your physical Nexo card, follow the steps detailed in this Help Center article.

WHAT MAKES WIREX DIFFERENT FROM A REGULAR BANK APP?

Wirex gives you traditional money tools and blockchain access in one place — with better yields and zero borders.

HOW MANY FREE ATM WITHDRAWALS AM I ENTITLED TO PER MONTH?

Depending on your Loyalty Tier, you can enjoy free ATM withdrawals up to a specific amount: Base: Up to €200 / £180 Silver: Up to €400 / £360 Gold: Up to €1,000 / £900 Platinum: Up to €2,000 / £1,800 Once you reach your free withdrawal limit, you’ll be charged a 2% fee (minimum of 1.99 EUR/GBP) per additional withdrawal until your monthly limit resets again.

ARE THERE ANY FOREIGN TRANSACTION FEES?

Yes, the respective foreign transaction (FX) fees depend on the day of the week of the transaction: FX Fees on Weekdays EEA/UK/CH: 0.2% ROW: 2% FX Fees on Weekends EEA/UK/CH: 0.7% ROW: 2.5%

NEXO CARD

Status: Active

Issued by NEXO

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BASE

Card Overview

Custody Type

CUSTODIAL

Card Type

VIRTUAL AND PHYSICAL CARD

Material

Virtual

KYC

Standard

Learn about the NEXO Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, Pros & Cons, and FAQs.

Pros

Unique dual-mode spending: Credit Mode (borrow against crypto) or Debit Mode (spend balance)

Earn up to 2% crypto cashback in NEXO tokens or 0.5% in BTC on Credit Mode purchases ($5K+ balance required)

Up to 13% annual interest on unspent balance

Credit Lines from 1.9% APR for Platinum tier

No monthly, annual, or inactivity card fees

Free ATM withdrawals up to €2,000/£1,800 per month (Platinum)

Issued by DiPocket UAB, regulated under EEA frameworks

$7B+ AUM, operating since 2018, SOC 2 Type 2 certified

Cons

Custodial wallet

Cashback is Credit Mode only; Debit Mode earns zero rewards

$5,000+ balance AND NEXO Token ratio required for any cashback/loyalty benefits

FX fees apply on all foreign transactions (0.2% weekday EEA to 2.5% weekend ROW)

Physical card requires $5,000+ balance, Gold tier, AND NEXO Token % ratio

Available in EEA and UK only

Daily spending limits not publicly disclosed

2% ATM withdrawal fee above free limit (minimum 1.99 EUR/GBP)

Credit Mode carries liquidation risk if crypto collateral drops in value

Nexo has a history of regulatory scrutiny (SEC settlement 2023, Bulgaria investigation, California DFPI penalty 2026)

Source Data

Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.

BASE SILVER GOLD PLATINUM

BASE

W BONUS NONE

REG FEE / REQ FREE

CASHBACK UP TO €50

NEED KYC YES

FX FEE UP TO 2.5%

APR / YIELD YES

CARD TYPE VIRTUAL AND PHYSICAL CARD

CARD NETWORK mastercardMastercard

BLOCKCHAIN ethereumETHEREUMbitcoinBITCOINbaseBASEsolanaSOLANAtronTRON

REGION EUUK

WALLET TYPE CUSTODIAL

MOBILE PAY YES

BANK TRANSFER YES

ATM LIMIT €200

DAILY LIMIT NOT DISCLOSED

Compare all tiers

Detail	BASE	SILVER	GOLD	PLATINUM
W BONUS	NONE	NONE	NONE	NONE
REG FEE / REQ	FREE	FREE	FREE	FREE
CASHBACK	UP TO €50	UP TO €100	UP TO €150	UP TO €200
NEED KYC	YES	YES	YES	YES
FX FEE	UP TO 2.5%	UP TO 2.5%	UP TO 2.5%	UP TO 2.5%
APR / YIELD	YES	YES	YES	YES
CARD TYPE	VIRTUAL AND PHYSICAL CARD	VIRTUAL AND PHYSICAL CARD	VIRTUAL AND PHYSICAL CARD	VIRTUAL AND PHYSICAL CARD
CARD NETWORK	mastercard, Mastercard	mastercard, Mastercard	mastercard, Mastercard	mastercard, Mastercard
BLOCKCHAIN	ethereum, ETHEREUM, bitcoin, BITCOIN, base, BASE, solana, SOLANA, tron, TRON	ethereum, ETHEREUM, bitcoin, BITCOIN, base, BASE, solana, SOLANA, tron, TRON	ethereum, ETHEREUM, bitcoin, BITCOIN, base, BASE, solana, SOLANA, tron, TRON	ethereum, ETHEREUM, bitcoin, BITCOIN, base, BASE, solana, SOLANA, tron, TRON
REGION	EU, UK	EU, UK	EU, UK	EU, UK
WALLET TYPE	CUSTODIAL	CUSTODIAL	CUSTODIAL	CUSTODIAL
MOBILE PAY	YES	YES	YES	YES
BANK TRANSFER	YES	YES	YES	YES
ATM LIMIT	€200	€400	€1,000	€2,000
DAILY LIMIT	NOT DISCLOSED	NOT DISCLOSED	NOT DISCLOSED	NOT DISCLOSED

Source: nexo-card Updated 2026-08-27T10:12:07+00:00 · reviewed data

Rewards & Staking

Max Cashback

UP TO €50

On eligible purchases

Reward Token

N/A

Payout details not disclosed

APR / Yield

YES

See provider for terms

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus NONE

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

NEXO CARD

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

ethereum

bitcoin

base

solana

tron

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance N/A

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

REG FEE / REQ FREE

FX Fee UP TO 2.5%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit NOT DISCLOSED

Monthly Spend Limit N/A

ATM Withdrawal Limit €200

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account N/A

Account Type N/A

Direct Deposit N/A

Bill Pay N/A

Instant Issuance N/A

Self Custody No

Dual Mode (Switch) N/A

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

31 countries

View country list (31 countries)

AustriaBelgiumBulgariaCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLatviaLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenUnited Kingdom

Markets where this card can be used. Hover red regions for the restriction reason.

Excluded Regions

Regions where this card is not available

AfghanistanBelarusChinaCrimea region of UkraineCubaDemocratic Republic of the CongoDonetsk region of UkraineIranIraqJapanLibyaLuhansk region of UkraineNorth KoreaRussiaSouth SudanSudanSyriaUnited States (partial — Nexo announced gradual exit in 2022; returned to US in February 2026 per reportscard availability to be verified)Venezuela

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Quick Answers

Frequently asked questions about NEXO CARD

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

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Funding Methods

Bank Transfer

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