TRIA CARD
Status: Active
Issued by TRIA
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Card Overview
Custody Type
NON CUSTODIAL
Card Type
VIRTUAL CARD
Material
Virtual
KYC
Standard
Learn about the TRIA Crypto Card, including cashback, fees, limits, key features, supported countries, card tiers, KYC requirements, Pros & Cons, and FAQs.
Pros
Self-custodial MPC
0% APR, no interest charged on spending
Cashback up to 8% with max staking badge boost (6% base + 2% VIP Infinity on capped spend)
Staking badge boosts available for additional cashback
Dynamic spending limits based on collateral, up to $1M/day per homepage
200+ chains supported for trading/swaps
1000+ tokens supported for card loading
US bank accounts for US citizens
Perpetual futures trading with up to 50x leverage
Up to 15% APY on wallet balances (Premium tier)
Multi-tier physical cards (Plastic and Metal)
Price protection ($2,000) and purchase protection ($10,000) on all tiers
Tria Travel access on all tiers
ATM withdrawal up to $750/day on Signature/Premium
Cons
Annual fees ($25–$250)
100% collateral required (must lock crypto equal to spending limit)
Up to 3% FX fee + Up to 1% international transactions fee
ATM fees on every interaction: Withdraw ($2+3%), Balance Inquiry ($2), Decline ($2)
USDC Settlement/Deposit fee up to 1%
Liquidation risk exists despite "zero liquidation" marketing
No IBAN/SWIFT (no banking features)
KYC required
Cashback distribution delayed up to 12 months
Cashback monthly spend caps are low, $100 for Virtual, $1,000 Signature, $2,000 Premium
Card marketed to "non-US persons" in international terms (US terms separate)
On/off ramp still "coming soon"
Source Data
Complete tier tables exactly as published in the source catalog — no values rounded, converted, or omitted. Selecting a tier re-maps this page to that tier.
VIRTUAL
W BONUS NONE
REG FEE / REQ $25/YEAR
CASHBACK UP TO 1.5%
NEED KYC YES
FX FEE UP TO 3%
APR / YIELD YES
CARD TYPE VIRTUAL CARD
CARD NETWORK visaVisa
BLOCKCHAIN ethereumETHEREUMpolygonPOLYGONoptimismOPTIMISMarbitrumARBITRUM
REGION GLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER NO
ATM LIMIT NOT DISCLOSED
DAILY LIMIT $1,000,000
Compare all tiers
| Detail | VIRTUAL | SIGNATURE | PREMIUM |
|---|---|---|---|
| W BONUS | NONE | NONE | NONE |
| REG FEE / REQ | $25/YEAR | $109/YEAR | $250/YEAR |
| CASHBACK | UP TO 1.5% | UP TO 4.5% | UP TO 6% |
| NEED KYC | YES | YES | YES |
| FX FEE | UP TO 3% | UP TO 3% | UP TO 3% |
| APR / YIELD | YES | YES | YES |
| CARD TYPE | VIRTUAL CARD | VIRTUAL, PHYSICAL AND CREDIT | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | visa, Visa | visa, Visa | visa, Visa |
| BLOCKCHAIN | ethereum, ETHEREUM, polygon, POLYGON, optimism, OPTIMISM, arbitrum, ARBITRUM | ethereum, ETHEREUM, polygon, POLYGON, optimism, OPTIMISM, arbitrum, ARBITRUM | ethereum, ETHEREUM, polygon, POLYGON, optimism, OPTIMISM, arbitrum, ARBITRUM |
| REGION | GLOBAL | GLOBAL | GLOBAL |
| WALLET TYPE | NON CUSTODIAL | NON CUSTODIAL | NON CUSTODIAL |
| MOBILE PAY | YES | YES | YES |
| BANK TRANSFER | NO | NO | NO |
| ATM LIMIT | NOT DISCLOSED | $750 | $750 |
| DAILY LIMIT | $1,000,000 | $1,000,000 | $1,000,000 |
Rewards & Staking
Max Cashback
UP TO 1.5%
On eligible purchases
Reward Token
N/A
Payout details not disclosed
APR / Yield
YES
See provider for terms
Reward specifics
Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus NONE
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A
Staking & Requirements
Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A
ROI Calculator
What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.
Inputs
TRIA CARD
Rates autofilled from this card
Monthly spend $1,000
Spent abroad (FX) 15%
Rates
Cashback 0% FX 0%
Net value / year
$0
$0 / month · +0.00% effective
Effective rate
+0.00%
Break-even spend
Any spend
Cashback
$0
FX cost
$0
Load fee
$0
Fees
$0
Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.
Supported Assets
Chains
Card Options
Virtual Card: Instant digital issuanceVirtual Card
Issuance N/A
Replacement N/A
Lifestyle & Perks
Not Offered
Airport Lounge
Not Offered
Crypto Events Shuttle
Not Offered
Airport Transfers
Not Offered
Priority Boarding
Not Offered
Esim
Not Offered
Concierge Services
Not Offered
Golf Access
Not Offered
Fitness Membership
Not Offered
Exclusive Club
Not Offered
Exclusive Merch
Not Offered
Nft Drops
Not Offered
Crypto Token Deals
Fees & Limits
Fee Schedule
REG FEE / REQ $25/YEAR
FX Fee UP TO 3%
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee N/A
Top Up Fee N/A
Liquidation Fee N/A
Custody Fee N/A
Usage Limits & requirements
Daily Spend Limit $1,000,000
Monthly Spend Limit N/A
ATM Withdrawal Limit NOT DISCLOSED
Free ATM Limit N/A
Max Balance N/A
Min Balance N/A
Top Up Limits N/A
Technical Features
Integrations
Security
2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking
App & Usability
Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator
Advanced & Global
Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details
Crypto Capabilities
Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring
Banking & On-Ramp
Banking Features
Virtual Bank Account N/A
Account Type N/A
Direct Deposit N/A
Bill Pay N/A
Instant Issuance N/A
Self Custody Yes
Dual Mode (Switch) N/A
Funding & Withdrawals
On Ramp
Not AvailableOff Ramp
Not AvailableOperations & Support
Support Channels
Support Tier N/A
Support Type N/A
Hours N/A
Dedicated Manager No
Response SLA N/A
Geographic Availability
KYC Requirements
StandardEmail ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required
Geographic Availability
Worldwide / Global Coverage
Markets where this card can be used. Hover red regions for the restriction reason.
Excluded Regions
Regions where this card is not available
CubaIranNorth KoreaSyriaUkraine (CrimeaDonetskLuhansk regions)AfghanistanBelarusCentral African RepublicDemocratic Republic of the CongoEritreaEthiopiaGuineaGuinea-BissauIraqLebanonLibyaMaliMyanmarNicaraguaRussiaSomaliaSouth SudanSudanVenezuelaYemenZimbabwe
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Frequently asked questions about TRIA CARD
Direct answers to the questions people ask most before they compare or apply for this card.
Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.
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