What rewards does Brighty Card offer?

Brighty Card offers up to 1.75% cashback, rewards are paid in USDC, reward caps can reach $20/mo (One); $60/mo (Plus); $100/mo (Pro).

What fees does Brighty Card charge?

Key charges include fee model: Forever Free, FX fee: 2% (card transactions); In-app exchange: 0.4%–0.6% markup after free limit, ATM fee: One: No ATM; Plus: EEA €3.50/withdrawal, Non-EEA €3.50+3.5%; Pro: EEA €3.00, Non-EEA €3.00+3%, inactivity fee: €5/month after 2 months of inactivity following account termination.

Where is Brighty Card available?

Brighty Card is available in EEA, EU, and Switzerland, current status: Live.

Which assets can you spend with Brighty Card?

Brighty Card supports BTC, ETH, ADA, XTZ, and USDT, plus 5 more assets for spending, supported chains include Multi-chain.

Brighty Card

Spend crypto like cash — earn cashback on every purchase, anywhere Visa is accepted.

Status: Live

Issued by Brighty

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

Want to earn xCURAT points? Sign In & Apply

Apply Now Compare Card

No back image available

classic

Self Reported

What is this?

Card Overview

Custody Type

custodial

Card Type

Debit Card

Material

Virtual & Plastic

KYC

Standard

Brighty is an EU-licensed crypto banking app with earning vaults up to 10% APY. Link card to stablecoin balance to earn while you spend.

Pros

0% foreign exchange fee

Daily Interest

IBAN account

Instantly to Brighty users, or via SEPA, SWIFT

Cons

Physical card available with a paid plan only

No cashback

custodial

Rewards & Staking

Max Cashback

1.75%

On eligible purchases

Reward Token

USDC

Paid out in USDC

Staking APY

Up to 10% APY in Earning Vaults

On staked assets

Tier Comparison

T&C

Tier Name	Staking	Cashback	Perks
One (Free)	0	0.5%%
Plus (Paid)	0	Up to 1.25%%
Pro (Paid)	0	Up to 1.75%%

Reward specifics

Boost Multiplier N/A

Monthly Cap $20/mo (One); $60/mo (Plus); $100/mo (Pro)

Payout Frequency Daily

Welcome Bonus N/A

Referral Bonus 25 USDT per referral

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

Brighty Card

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Rewards paid in USDC.

Apply for Brighty Card Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

Mult

Multi-chain

Tokens

BTC

ETH

ADA

XTZ

USDT

USDC

EURT

ISLM

TRX

TON

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance Free

Replacement N/A

Physical Card

Material Plastic

Issuance Free

Shipping Free

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free

FX Fee 2% (card transactions); In-app exchange: 0.4%–0.6% markup after free limit

ATM Withdrawal One: No ATM; Plus: EEA €3.50/withdrawal, Non-EEA €3.50+3.5%; Pro: EEA €3.00, Non-EEA €3.00+3%

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit 2%

Inactivity Fee €5/month after 2 months of inactivity following account termination

Top Up Fee Free

Liquidation Fee ~1% (0.5% fee + 0.5% spread)

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit €10,000/day

Monthly Spend Limit €15,000/mo (One/Plus); €50,000/mo (Pro)

ATM Withdrawal Limit €350/day

Free ATM Limit None

Max Balance N/A

Min Balance N/A

Top Up Limits Via bank transfer (SEPA/SWIFT/Faster Payments)

Technical Features

Integrations

Contactless

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account Yes

Account Type IBAN

Direct Deposit Yes

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Available

Funding Options

Bank Transfer

Off Ramp

Available

Off-Ramp Options

Bank Transfer

Stablecoin Offramp

Supported Stablecoins

USDT, USDC

Operations & Support

Support Channels

Support Tier basic

Support Type Email, Chat

Hours 24/7

Dedicated Manager No

Response SLA <24 hours

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

3 countries

View country list (3 countries)

EEAEUSwitzerland

Markets where this card can be used. Hover red regions for the restriction reason.

Customer Reviews

0.0

0 reviews

No reviews yet. Be the first to share your experience.

Community

Join the discussion

💬

Connect with other Brighty Card users

Have questions about fees? Want to share your experience? Join the dedicated c/brighty_brighty_card community.

Visit Community

Quick Answers

Frequently asked questions about Brighty Card

Direct answers to the questions people ask most before they compare or apply for this card.

Brighty

Claim this profile

Review the official legal details for Brighty Card on their website.

View Perks T&C View Terms & Conditions

Get the card that pays you 1.75%.

Earn 50 xCURAT points. T&Cs

Apply for Brighty Card Report incorrect information

Similar Cards

Get the card that pays you 1.75%.

Earn 50 xCURAT points. T&Cs

Apply for Brighty Card Report incorrect information

Claim 50 xCURAT points upon application!

T&Cs apply

Apply Now