What rewards does Cypher Card offer?

Cypher Card offers up to 0.35% cashback, rewards are paid in CYPR.

What fees does Cypher Card charge?

Key charges include fee model: Forever Free, FX fee: 1.5%.

Where is Cypher Card available?

Cypher Card is available in Algeria, Andorra, and Angola, plus 190 more markets, current status: Active, excluded markets include Russia, Ukraine, and Belarus.

Which assets can you spend with Cypher Card?

supported chains include Multi-chain.

Cypher Card

Status: Active

Issued by Cypher

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

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No back image available

Premium

Self Reported

What is this?

Card Overview

Custody Type

Wallet

Card Type

prepaid

Material

Plastic

KYC

Standard

Cypher Card is a high-limit, non-custodial prepaid Visa that integrates a complex 'spend-to-earn' economy via the CYPR token on the Base chain.

Pros

Low cost crypto to fiat conversion

Supports 150+ countries

Passionate team

Private Spending

Luxury

Concierge

Instant off ramp from crypto to fiat

Both physical and virtual card

Superior card controls

Load with any non-custodial wallet

Family spending

Fraud protection

NO ANNUAL FEE - Free tier

SUPPORT MULTIPPLE BLOCKCHAIN/Token

self custody and easy deposit

HIGH DAILY SPENDING LIMITS

HAVE FREE REGISTRATION And VCC Option

Cons

No cashback

Crypto Load Fee UP to 1%

1.75% FX fee / free tier

ATM Withdraw Fee UP TO 3%

$50 Shipping Fee - CARDS / Free tier

NO IBAN/Swift support

3%-5% FEE on BANK DEPOSITS

Rewards & Staking

Max Cashback

0.35%

On eligible purchases

Reward Token

CYPR

Paid out in CYPR

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

Cypher Card

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Rewards paid in CYPR, a volatile token whose USD value can swing.

Apply for Cypher Card Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

Mult

Multi-chain

Card Options

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure Forever Free

FX Fee 1.5%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit 0.03%

Inactivity Fee None

Top Up Fee Free

Liquidation Fee 0.01%

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit N/A

Monthly Spend Limit N/A

ATM Withdrawal Limit N/A

Free ATM Limit N/A

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier Basic

Support Type Email

Hours 24/7

Dedicated Manager No

Response SLA <24 hours

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Not available

193 countries

View country list (193 countries)

AlbaniaAlgeriaAndorraAngolaAnguillaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBermudaBhutanBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoCambodiaCameroonCanadaCape VerdeCayman IslandsChadChileChinaChristmas IslandCocos (Keeling) IslandsComorosCongoCook IslandsCosta RicaCroatiaCyprusCzech RepublicDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEstoniaEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench PolynesiaGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuyanaHaitiHondurasHong KongHungaryIcelandIndiaIrelandIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLesothoLiechtensteinLithuaniaLuxembourgMacauMadagascarMalawiMalaysiaMaldivesMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNigerNigeriaNiueNorfolk IslandNorth MacedoniaNorthern Mariana IslandsNorwayOmanPalauPanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalQatarRéunionRomaniaRwandaSaint Kitts and NevisSaint LuciaSaint Pierre and MiquelonSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSouth KoreaSpainSri LankaSurinameSwazilandSwedenSwitzerlandTaiwanTajikistanTanzania, United Republic ofThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTurks and Caicos IslandsTuvaluUgandaUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVatican City StateVietnamWallis and FutunaYemenZambiaZimbabwe

Markets where this card can be used. Hover red regions for the restriction reason.

Excluded Regions

Regions where this card is not available

RussiaUkraineBelarusCubaIranNorth KoreaSyriaVenezuelaAghanistanBurundiCentral African RepublicDemocratic Republic of the CongoEritreaGuinea-BissauIraqIndonesiaLebanonLibyaMaliMyanmarNicaraguaSomaliaSouth SudanSudanPakistan