Ready is the onchain alternative to your bank. Built for people who want to control, grow, and actually use their crypto in the real world. With over 2 million downloads, Ready is built for everyday people who want more control and fewer middlemen. It’s 100% self-custody. Formerly known as Argent.

The Ready Card lets you spend crypto like cash, anywhere Mastercard is accepted. Use it worldwide with no foreign exchange fees or hidden charges. Choose between the Metal or Lite plan, both available in the Ready app.

cashback and Zero fee!

Earn 3% cashback on your everyday spending with rewards tracked in real time. At home or abroad. With Ready Card, 1 USDC = $1, always. No conversion fees, top-up fees, or hidden spreads.

WHAT IS WBTC Collateralised Borrowing?

Collateralised borrowing lets you deposit an asset (LBTC) as collateral and borrow another asset (USDC) against it without selling your crypto. Borrowing means locking your WBTC as guarantee for the loan. You still own it, but can’t use it until the loan is repaid. Example: Locking $10K worth of WBTC could let you borrow anywhere from $100 to $7,800 (Up to 78% of the collateral value). To keep the loan safe, the amount you borrow should stay below the value of your collateral.

READY CARD (METAL)

The Ready Metal Card is a crypto-native offramp. Freedom is priceless, and Ready Metal ensures you never have to compromise.

Status: Active

Issued by Ready

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Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

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METAL

Self Reported

What is this?

Card Overview

Custody Type

non-custodial

Card Type

debit

Material

Virtual & Metal

KYC

Standard

Pros

NO ANNUAL FEE - Free tier

SUPPORT MULTIPLE BLOCKCHAIN/Token

self custody and easy recovery

Multiple perks and partner discounts

Collateralised Borrowing

OFFERS IBAN NUMBER

Potential airdrop

Cons

NO FREE PHYSICAL CARD

NOT THE MARKET HIGHEST CASHBACK

High Annual fee / METAL TIER

ATM withdrawal limited to $200

CASHBACK IN POINTS

Rewards & Staking

Max Cashback

On eligible purchases

Reward Token

STRK

Paid out in STRK

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap $150

Payout Frequency N/A

Welcome Bonus $20

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

READY CARD (METAL)

Self Reported

Rates autofilled from this card

Monthly spend $1,000

Spent abroad (FX) 15%

Rates

Cashback 0% FX 0%

Net value / year

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

FX cost

Load fee

Fees

Rewards paid in STRK, a volatile token whose USD value can swing.

Apply for READY CARD (METAL) Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

Starknet

Tokens

USDC

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance FREE

Replacement N/A

Metal Card

Material Metal

Issuance $120/YEAR

Shipping Free

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure $120/YEAR

FX Fee 0%

ATM Withdrawal N/A

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit $10,000

Monthly Spend Limit $30,000

ATM Withdrawal Limit $500/day; $2,500/30-day rolling; $30,000/year

Free ATM Limit $800/month

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Available

Funding Options

Bank transfer Cryptocurrency transfer On-ramp provider

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier Human support available

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Worldwide / Global Coverage

Markets where this card can be used. Hover red regions for the restriction reason.

Sources & Provenance

Official · 30

30 source citations across 30 fields, captured during the latest research run.

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Quick Answers

Frequently asked questions about READY CARD (METAL)

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.