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UTORG CARD

Zero fees on payments and cross-fiat conversions

Status: Active

Issued by Utorg

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Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

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UTORG CARD
No back image available
Standard
Max Cashback No cashback rewards
Fee N/A
Card Use N/A
Self Reported
What is this?

Card Overview

Custody Type
non-custodial
Card Type
debit
Material
Plastic
KYC
Standard

Pros

NO ANNUAL FEE
SUPPORT MULTIPPLE BLOCKCHAIN/Token
self custody and easy deposit
%0 FX free
Support +120 TOKENS
High monthly limit (€50,000)

Cons

Virtual-only card
NO CASHBACK
NEED TO TOPUP CARD FROM WALLET

Rewards & Staking

Max Cashback
No cashback rewards
On eligible purchases
Reward Token
N/A
Paid out monthly
Staking APY
N/A
On staked assets

Reward specifics

Boost Multiplier N/A
Monthly Cap N/A
Payout Frequency N/A
Welcome Bonus N/A
Referral Bonus N/A
Bonus APR N/A
Bonus Token N/A

Staking & Requirements

Required Token N/A
Min Stake Amount N/A
Fiat Value Req N/A
Lock-up Period N/A
Downgrade Penalty N/A

ROI Calculator

What this card actually nets you: cashback earned minus the fees and FX you pay. Defaults to $1,000/month, so drag to match your spend.

Inputs

UTORG CARD

UTORG CARD

Self Reported

Rates autofilled from this card

Monthly spend $1,000
Spent abroad (FX) 15%
Rates
Cashback 0% FX 0%

Net value / year

$0

$0 / month · +0.00% effective

Effective rate

+0.00%

Break-even spend

Any spend

Cashback

$0

FX cost

$0

Load fee

$0

Fees

$0

Apply for UTORG CARD Full details

Estimate, not gospel. Cashback caps, tiered FX, and staking lock-ups vary by tier and region. Rates are pulled from this card's listed data, so adjust them above to match your situation.

Supported Assets

Chains

Bitcoin
Bitcoin
Ethereum
Ethereum
Tron
Tron
Solana
Solana
BNB Chain
BNB Chain
Polygon
Polygon
Arbitrum
Arbitrum
Optimism
Optimism
Avalanche
Avalanche

Card Options

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure N/A
FX Fee 0%
ATM Withdrawal N/A
ATM (Domestic) N/A
ATM (Intl) N/A
Fee After Limit N/A
Inactivity Fee N/A
Top Up Fee N/A
Liquidation Fee N/A
Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit NOT DISCLOSED
Monthly Spend Limit €50,000
ATM Withdrawal Limit NOT DISCLOSED
Free ATM Limit N/A
Max Balance N/A
Min Balance N/A
Top Up Limits N/A

Technical Features

Integrations

Apple Pay
Google Pay

Security

2FA Support
Biometric Auth
Card Freeze
Transaction Notifications
Dynamic CVV
Merchant Blocking

App & Usability

Spending Analytics
PIN Change in App
Spending Limits Control
Subscription Management
Budgeting Tools
Smartwatch Support
Recuring Payment Control
Dispute Filing
Receipt Capture
Split Bill
ATM Locator

Advanced & Global

Multi-currency Wallet
Crypto Auto-convert
Round-up Savings
QR Payments
Offline Mode
Carbon Tracking
Instant Card Details

Crypto Capabilities

Yield on Collateral
On-Chain History
Governance Rights
Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No
Account Type N/A
Direct Deposit No
Bill Pay No
Instant Issuance No
Self Custody No
Dual Mode (Switch) No

Funding & Withdrawals

On Ramp
Not Available
Off Ramp
Not Available

Operations & Support

Support Channels

Support Tier N/A
Support Type email, help_center, support_team
Hours 24/7/365
Dedicated Manager No
Response SLA N/A

Geographic Availability

KYC Requirements

Standard
Email ID
Required
Phone Number
Required
Government ID
Required
Home Address
Required
Bank Statements
Not Required

Geographic Availability

Available
Restricted
Not available
27 countries
View country list (27 countries)
BEBGCYCZDEDKEEESFIFRGRHRISITLILTLULVMTNLNOPLPTROSISKUA

Markets where this card can be used. Hover red regions for the restriction reason.

Region Restrictions

Markets where this card is unavailable, with the reason

  • CN China explicitly listed as excluded jurisdiction in Terms of Use
  • GB United Kingdom explicitly listed as excluded jurisdiction in Terms of Use
  • IR Iran explicitly listed as excluded jurisdiction in Terms of Use
  • JP Japan explicitly listed as excluded jurisdiction in Terms of Use
  • KP North Korea explicitly listed as excluded jurisdiction in Terms of Use
  • RU Russian Federation explicitly listed as excluded jurisdiction in Terms of Use
  • SG Singapore explicitly listed as excluded jurisdiction in Terms of Use
  • US United States of America explicitly listed as excluded jurisdiction in Terms of Use

Sources & Provenance

Official · 23

23 source citations across 23 fields, captured during the latest research run.

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Community

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Quick Answers

Frequently asked questions about UTORG CARD

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

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Funding Methods

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