How do I prove my identity?

To verify your identity, we will ask you to take a photo of your international passport or national ID card and submit a real-time video of yourself. Here are some tips to ensure that the process goes smoothly.

Why is my account being reviewed? What does this mean?

Once you submit all of the required documentation, our Compliance team immediately begins to verify your information.

What is the Xapo Bank card?

The Xapo Card is a debit card you can order via the app once you have completed the onboarding. The card will be sent directly to your Xapo registered address.

What are the benefits and features that I will get with my Xapo Bank card?

Your Xapo Bank card comes with a range of exciting benefits: Up to 1% cashback on your Xapo Bank card purchases. Save as you spend using your Xapo Bank card. Fee-free foreign exchange for multi-currency transactions, allowing you to use your Xapo Bank card anywhere you go. Instant notifications on your card activity. Control your card's activity directly from your Xapo Bank app.

XAPO BANK CARD (VIRTUAL)

Status: Active

Issued by Xapo

Curat Loyalty Bonus

Earn 50 xCURAT points on top of card benefits when you apply through us. T&Cs apply.

Want to earn xCURAT points? Sign In & Apply

Apply Now Compare Card

No back image available

VIRTUAL

Card Overview

Custody Type

custodial

Card Type

debit

Material

Virtual, Plastic & Metal

KYC

Standard

Pros

SUPPORT MULTIPLE BLOCKCHAIN

up to 1% cashback

multi region support

iban available

Up to 4%APY

Triple security: vaults, MPC, PER access

0% fx fee

Cons

CUSTODIAL

EXPENSIVE MEMBERSHIP

NEED KYC

2% ATM withdrawal Over $100

Restricted Availability

Rewards & Staking

Max Cashback

0.5%

On eligible purchases

Reward Token

N/A

Paid out monthly

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

Supported Assets

Chains

BITCOIN

ETHEREUM

SOLANA

TRON

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance $1000/YEAR

Replacement N/A

Physical Card

Material Plastic

Issuance $1000/YEAR

Shipping Free

Replacement N/A

Metal Card

Material Metal

Issuance $1000/YEAR

Shipping Free

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure $1,000/year

FX Fee 0%

ATM Withdrawal Free up to $100/mo, then 2%

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit $10,000 (adjustable to $50,000)

Monthly Spend Limit N/A

ATM Withdrawal Limit N/A

Free ATM Limit $100/month

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Worldwide

Restricted

Not covered

Worldwide except 9 markets

View country list (3 countries)

EuGlobalUk

Markets where this card can be used. Hover red regions for the restriction reason.

Region Restrictions

Markets where this card is unavailable, with the reason

CN Restricted
CU Restricted
IR Restricted
KP Restricted
RU Restricted
SY Restricted
UA Restricted
US Not supported
VE Restricted

Customer Reviews

0.0

0 reviews

No reviews yet. Be the first to share your experience.

Community

Join the discussion

💬

Connect with other XAPO BANK CARD (VIRTUAL) users

Have questions about fees? Want to share your experience? Join the dedicated c/xapo_bank_card_virtu community.

Visit Community

Quick Answers

Frequently asked questions about XAPO BANK CARD (VIRTUAL)

Direct answers to the questions people ask most before they compare or apply for this card.

Verification Pending This card's details are not verified and may be out of date. We are working with the provider to update them as soon as possible.

Xapo

Claim this profile

Power up your wallet.

Earn 50 xCURAT points. T&Cs

Apply for XAPO BANK CARD (VIRTUAL) Report incorrect information

Similar Cards

XAPO BANK CARD (METAL)

Up to 1% back

XAPO BANK CARD (PLASTIC)

Up to 0.5% back

Power up your wallet.

Earn 50 xCURAT points. T&Cs

Apply for XAPO BANK CARD (VIRTUAL) Report incorrect information

Claim 50 xCURAT points upon application!

T&Cs apply

Apply Now