What are Zypto Crypto Cards?

Zypto Crypto Cards let you spend crypto worldwide, online, in‑store or at ATMs. Choose physical or virtual, reloadable or single‑load, and stay fully DeFi‑native.

What makes them the best crypto cards?

High limits – up to $1M monthly on our Physical Premium Card – $0 monthly fees, Apple Pay/Google Pay and NFC withdrawal support on virtual cards, and no need for banks or CEXs.

Are Zypto Crypto Cards accepted worldwide?

Yes, they are accepted by over 150 million merchants around the world, anywhere Visa or Mastercard is accepted.

Can I load from any wallet?

Yes – you can load from most exchanges or directly from your DeFi wallet.

What’s the difference between Premium and Classic?

The Premium offers higher limits (up to $1M/month), fast KYC and mobile readiness; the Classic has higher daily ATM limits and the option to choose a metal card.

Are there monthly fees?

The Classic Card has a monthly fee, and the Premium Physical Card has $0 monthly fee.

ZYPTO CARD (PREMIUM)

Status: Active

Issued by Zypto

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PREMIUM

Card Overview

Custody Type

custodial

Card Type

debit

Material

Virtual

KYC

Standard

Zypto Premium Physical VISA is the flagship high-limit crypto card with a $50 one-time card/shipping/activation cost, $0 monthly fees, and DeFi-native funding from 100+ cryptocurrencies. Supports up to $175K per swipe, $1M monthly POS spend, and $22.5K/month ATM. Fast KYC, mobile/Apple Pay/Google Pay ready, 1.75% FX on non-USD.

Pros

SUPPORT MULTIPLE BLOCKCHAIN/Token

HIGH SPENDING LIMIT

load directtly from DeFi wallet

REward and point system

Cons

Annual fee / classic TIER

not free physical card

custodial

NO IBAN SUPPORT

Rewards & Staking

Max Cashback

No cashback rewards

On eligible purchases

Reward Token

N/A

Paid out monthly

Staking APY

N/A

On staked assets

Reward specifics

Boost Multiplier N/A

Monthly Cap N/A

Payout Frequency N/A

Welcome Bonus N/A

Referral Bonus N/A

Bonus APR N/A

Bonus Token N/A

Staking & Requirements

Required Token N/A

Min Stake Amount N/A

Fiat Value Req N/A

Lock-up Period N/A

Downgrade Penalty N/A

Supported Assets

Chains

BSC

ETHEREUM

TRON

Card Options

Virtual Card: Instant digital issuance

Virtual Card

Issuance FREE

Replacement N/A

Lifestyle & Perks

Not Offered

Airport Lounge

Not Offered

Crypto Events Shuttle

Not Offered

Airport Transfers

Not Offered

Priority Boarding

Not Offered

Esim

Not Offered

Concierge Services

Not Offered

Golf Access

Not Offered

Fitness Membership

Not Offered

Exclusive Club

Not Offered

Exclusive Merch

Not Offered

Nft Drops

Not Offered

Crypto Token Deals

Fees & Limits

Fee Schedule

Fee Structure $0

FX Fee 1.75%

ATM Withdrawal 1.75% FX on non-USD

ATM (Domestic) N/A

ATM (Intl) N/A

Fee After Limit N/A

Inactivity Fee N/A

Top Up Fee N/A

Liquidation Fee N/A

Custody Fee N/A

Usage Limits & requirements

Daily Spend Limit $750 ATM / $175,000 POS per transaction

Monthly Spend Limit $1,000,000

ATM Withdrawal Limit N/A

Free ATM Limit $22,500/month ATM cap

Max Balance N/A

Min Balance N/A

Top Up Limits N/A

Technical Features

Integrations

Security

2FA Support

Biometric Auth

Card Freeze

Transaction Notifications

Dynamic CVV

Merchant Blocking

App & Usability

Spending Analytics

PIN Change in App

Spending Limits Control

Subscription Management

Budgeting Tools

Smartwatch Support

Recuring Payment Control

Dispute Filing

Receipt Capture

Split Bill

ATM Locator

Advanced & Global

Multi-currency Wallet

Crypto Auto-convert

Round-up Savings

QR Payments

Offline Mode

Carbon Tracking

Instant Card Details

Crypto Capabilities

Yield on Collateral

On-Chain History

Governance Rights

Credit Scoring

Banking & On-Ramp

Banking Features

Virtual Bank Account No

Account Type N/A

Direct Deposit No

Bill Pay No

Instant Issuance No

Self Custody No

Dual Mode (Switch) No

Funding & Withdrawals

On Ramp

Not Available

Off Ramp

Not Available

Operations & Support

Support Channels

Support Tier N/A

Support Type N/A

Hours N/A

Dedicated Manager No

Response SLA N/A

Geographic Availability

KYC Requirements

Standard

Email ID

Required

Phone Number

Required

Government ID

Required

Home Address

Required

Bank Statements

Not Required

Geographic Availability

Available

Restricted

Not available

39 countries

View country list (39 countries)

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Markets where this card can be used. Hover red regions for the restriction reason.

Region Restrictions

Markets where this card is unavailable, with the reason

BY Sanctioned/high-risk - restricted across all Zypto card types
CU Sanctioned/high-risk - restricted across all Zypto card types
IQ Sanctioned/high-risk - restricted across all Zypto card types
IR Sanctioned/high-risk - restricted across all Zypto card types
KP Sanctioned/high-risk - restricted across all Zypto card types
RU Sanctioned/high-risk - restricted across all Zypto card types
SD Sanctioned/high-risk - restricted across all Zypto card types
SY Sanctioned/high-risk - restricted across all Zypto card types
UA Crimea, Donetsk and Luhansk regions restricted
YE Sanctioned/high-risk - restricted across all Zypto card types
US-MO New onboarding ceased in Missouri effective March 12, 2026
US-MS New onboarding ceased in Mississippi effective March 12, 2026
US-TN New onboarding ceased in Tennessee effective March 12, 2026

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Frequently asked questions about ZYPTO CARD (PREMIUM)

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